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10 Questions you should ask your debt counsellor

10 Questions you should ask your debt counsellor

29 June 2020

This guide will look at 10 questions you should ask your debt counsellor before you go through with the process.

Is it time to consolidate your debt?

Is it time to consolidate your debt?

18 June 2020

If you have multiple credit agreements across various credit providers or you can’t keep up with your monthly instalments, consolidating your debt commitments into one could assist you.

How does debt relief work?

How does debt relief work?

10 June 2020

Taking care of your monthly debt payments can cripple your financial power and, during tough economic times, make you struggle to make ends meet. If you find yourself in this position, how can you lift this burden?

Part 3: Debt rehabilitation explained

Part 3: Debt rehabilitation explained

7 April 2020

In the third part of our Debt-ucate series we explore which debt rehabilitation solutions are available, and what they entail.

Times are tough, but keep your debt under control

Times are tough, but keep your debt under control

1 April 2020

While the whole world is going through a rough patch, you may also be feeling the pinch. With the country in crisis, it may be difficult to keep up with your debt instalments. However, abandoning your debt obligations is not the solution.

Thinking of skipping your debit order payments? Don’t!

Thinking of skipping your debit order payments? Don’t!

4 February 2020

When you’re under financial strain, it’s tempting to think that you can skip your payments today and make up for it tomorrow. But the truth is, there’s no guarantee that tomorrow will be any easier financially  

The ins and outs of the Debt Relief Bill

The ins and outs of the Debt Relief Bill

1 September 2019

The National Credit Act Amendment Bill, otherwise known as the Debt Relief Bill, was signed into law by president Cyril Ramaphosa in August 2019. But what does this bill mean for consumers who are struggling with their debt? Justmoney found out ...

Debt consolidation – Explained

Debt consolidation – Explained

12 June 2019

Dealing with debt can be daunting. If you’re struggling to keep track of which store account to pay next and weighing up which credit card is more important to settle first, you may have considered debt consolation. 

Are you liable for your spouse’s debt?

Are you liable for your spouse’s debt?

19 May 2019

Marriage may signal taking on someone’s last name, family, and even traditions. But are you signing up to be liable for your spouse’s debt too? And if your life partner is made redundant or fired, will you be responsible for your s...

Debt intervention may accelerate irresponsible borrowing

Debt intervention may accelerate irresponsible borrowing

22 February 2018

The proposed amendments to the National Credit Act could discourage consumers from paying their debts and increase irresponsible borrowing, said the Banking Association of South Africa (BASA).

Ways to consolidate debt

Ways to consolidate debt

12 March 2017

According to reports, South Africans are becoming heavily indebted, with interest rate hikes and the weak economy exacerbating the situation. Justmoney chats to DebtBusters about debt consolidations and the types of consolidation loans on offer.

Is debt consolidation right for you?

Is debt consolidation right for you?

24 January 2016

It is important to understand what debt consolidation is and how it works before deciding to take out a consolidation loan. 

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