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Articles by Athenkosi Sawutana

Can banks reject your home loan because of “undesirable” location?

Can banks reject your home loan because of “undesirable” location?

1 June 2023

Location is one of the important factors that determine the value of your property. The more desirable the location, the higher the value of your property. But, can your home application be rejected because of location?  

Your guide to debt counselling

Your guide to debt counselling

14 September 2022

Debt counselling is a regulated solution that enables you to regain control of your personal finances. We consider this option, and some factors attached to its use.

Why should you invest in a mutual bank?

Why should you invest in a mutual bank?

8 November 2021

Mutual banks offer decent investment opportunities. We found out why you should invest in them.  

Know the difference between a loan and a credit facility

Know the difference between a loan and a credit facility

7 November 2021

Credit options can be separated into loans and credit facilities. We asked about the differences between them.

Stokvel-friendly accounts; which ones are fair?

Stokvel-friendly accounts; which ones are fair?

19 October 2021

Group saving is safer than it used to be. Back in the day, money was hidden under a mattress, or stashed in a group member’s personal bank account, which blocked access to other members.

3 Facts to consider when cancelling your contract

3 Facts to consider when cancelling your contract

15 September 2021

If you’ve ever had a relationship end in a bit of a mess, you’ll know that some people are more difficult to break up with than others. The pain, the push back, the back and forth – it can be a difficult process.

How are you taxed on your retrenchment package?

How are you taxed on your retrenchment package?

26 August 2021

Unemployment is one of the biggest problems in South Africa. The emergence of Covid-19 has exacerbated the situation, with a lot of companies retrenching their employees.

Car subscriptions - ownership redefined

Car subscriptions - ownership redefined

9 August 2021

Having your own car allows you the convenience of travelling anywhere you wish, at will. But owning a car comes with its own problems, such as the expense of services and insurance. The process of buying a car can also be quite daunting. But is ...

Reusable menstrual products save money, period!

Reusable menstrual products save money, period!

29 July 2021

Menstrual products are almost as essential to women’s wellbeing as food. It’s hard to imagine life before disposable pads, and we’ll always be indebted to the inventor - or inventors, as history has it.

Ready to start saving? Know your interest rates

Ready to start saving? Know your interest rates

26 July 2021

One of the things that inspire us to save is the interest we earn from our savings. When you open a savings account, you’ll often see interest rates classified as nominal or effective. But what does this mean?

How to ensure your credit report is up to date

How to ensure your credit report is up to date

18 July 2021

Have you ever looked at your credit report and thought that the information displayed does not match what you know? You have paid your accounts, or you’ve completed the debt counselling programme, but it’s not reflected in your cre...

Unsecured debt 101: Use it responsibly

Unsecured debt 101: Use it responsibly

11 July 2021

The emergence of COVID-19 has dramatically changed our lives. The financial impact has been sweeping and has resulted in massive job losses, business closures and salary cuts.

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