Articles by Athenkosi Sawutana
Can banks reject your home loan because of “undesirable” location?
Location is one of the important factors that determine the value of your property. The more desirable the location, the higher the value of your property. But, can your home application be rejected because of location?
Your guide to debt counselling
Debt counselling is a regulated solution that enables you to regain control of your personal finances. We consider this option, and some factors attached to its use.
How to achieve financial freedom
Financial freedom is a near-universal goal. Workers the world over dream about the day that they can cut loose from the daily grind and live a lifestyle of leisure.
Should you share your credit card with your partner?
When living with your partner, all going well, you become a unified team. You finish each other’s sentences, shop for the same groceries, and share your aspirations and daily experiences.
7 Tips to avoid the January financial blues
The excitement that comes with the festive season can make you forget that this period is going to pass. You go out of your way to make it memorable for you and your loved ones by splashing out on gifts, and maxing out on groceries via store card credit
Why should you invest in a mutual bank?
Mutual banks offer decent investment opportunities. We found out why you should invest in them.
Know the difference between a loan and a credit facility
Credit options can be separated into loans and credit facilities. We asked about the differences between them.
Stokvel-friendly accounts; which ones are fair?
Group saving is safer than it used to be. Back in the day, money was hidden under a mattress, or stashed in a group member’s personal bank account, which blocked access to other members.
3 Facts to consider when cancelling your contract
If you’ve ever had a relationship end in a bit of a mess, you’ll know that some people are more difficult to break up with than others. The pain, the push back, the back and forth – it can be a difficult process.
How to manage your loans to increase your credit score
Your credit score is one of the most important figures in your life. An impaired credit score can cost you job opportunities and sabotage your financial goals.
How are you taxed on your retrenchment package?
Unemployment is one of the biggest problems in South Africa. The emergence of Covid-19 has exacerbated the situation, with a lot of companies retrenching their employees.
Car subscriptions - ownership redefined
Having your own car allows you the convenience of travelling anywhere you wish, at will. But owning a car comes with its own problems, such as the expense of services and insurance. The process of buying a car can also be quite daunting. But is ...