Articles by Fiona Zerbst

Best personal loans in South Africa: Compare lenders and interest rates
Compare personal loans in South Africa. Find the best interest rates, repayment terms, and lender options – and see if you qualify for fast approval!

Are personal loans tax deductible in South Africa?
Find out if personal loans are tax deductible in South Africa, and explore tax regulations, business loan tax deductions, and tax-planning strategies.

Do foreign nationals qualify for loans in South Africa?
Foreign nationals can get loans in South Africa but must meet certain criteria. Learn about loan eligibility, the application process, pitfalls, and more.

Black Friday deals: shop smartly, and save!
Make the most of Black Friday without overspending. We share practical shopping tips to avoid debt, stay on budget, and focus on essential purchases.

The ultimate guide to understanding your credit score
Learn everything about credit scores in South Africa, including how to check your score, what a good credit score is, and practical tips to improve it.

Why does my credit score differ between bureaus?
Learn why your credit score can differ between bureaus, and how you can improve it, to open up future financial opportunities.

Best air mile reward schemes in South Africa
Are you a frequent flyer? JustMoney explores which credit cards and travel rewards programmes offer the best air mile benefits.

What does it mean to be a registered FSP?
Financial institutions often stress that they’re registered financial services providers. What does this mean, and how do you benefit from using their services?

The two-pot retirement system – balancing access with savings
The two-pot retirement system has been touted as a solution for cash-strapped South Africans wanting to access funds while preserving their long-term savings. JustMoney investigates.

How to identify predatory lenders
Disreputable, or predatory, lenders can trap you in an unsustainable debt cycle. We consider how to identify such lenders and how to access funds without them.

How do I know if I qualify for a loan?
Lenders look at several factors when determining whether to grant you a loan. We explore these criteria, and offer tips to improve your eligibility as a borrower.

What to consider before applying for a personal loan
Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.

