To top
Logo

Articles by Isabelle Coetzee

Does a large salary guarantee a good credit score?

Does a large salary guarantee a good credit score?

3 June 2021

If you have a large income, it may appear that you will be able to handle large amounts of debt with ease and, therefore, you should automatically have a good credit score. However, the credit bureaus may not agree.

The science behind 3-for-2 deals

The science behind 3-for-2 deals

2 June 2021

We have all stood in a store aisle trying to do the math on which three items we should choose when we opt for a “three for the price of two” deal, or a “3-for-2” deal. But is there really a science to it?

6 Factors that do not impact your credit score

6 Factors that do not impact your credit score

1 June 2021

If you have entered the world of credit, you may have been warned that you need to protect your credit score. However, there are several things that won’t impact your score.

Boost your credit score with your internet or mobile phone contract

Boost your credit score with your internet or mobile phone contract

31 May 2021

It can be difficult to qualify for credit, and you may not wish to take on further debt. An easy way to boost your credit score is to have an internet or mobile phone contract in your name.

Should you invest in senior living for your retirement?

Should you invest in senior living for your retirement?

26 May 2021

Once you retire and your responsibilities and needs have changed, you may consider moving into a senior living community. But what do you really know about these facilities?

Will new bill ensure fair treatment by financial institutions?

Will new bill ensure fair treatment by financial institutions?

23 May 2021

New legislation is regularly put in place to assist consumers. Most recently, the proposed Conduct of Financial Institutions (COFI) bill aims to assist with exactly this.

Will your credit score decline if your credit utilisation is 0%?

Will your credit score decline if your credit utilisation is 0%?

20 May 2021

The credit bureaus consider several factors when they calculate your credit score, including your credit usage and habits. But what happens if you have access to credit, and you don’t use any of it?

What alternatives are there to a credit score?

What alternatives are there to a credit score?

19 May 2021

When you apply for a credit card or a loan, your new creditor will look at your credit score to assess your creditworthiness. However, is this the only indicator they can consider?

Is there a secret to managing your overdraft successfully?

Is there a secret to managing your overdraft successfully?

17 May 2021

Having an overdraft facility on your credit card is a huge responsibility – especially since you can land yourself in too much debt. We have a look at whether there’s a one-step-fix-all action you can take.

What are traveller’s cheques, and when should you use them?

What are traveller’s cheques, and when should you use them?

13 May 2021

When travelling abroad you will have to make use of the local currency when purchasing goods and services. However, it’s not always feasible or safe to carry cash in a foreign country.

Stuck on a financial product? The cost of loyalty

Stuck on a financial product? The cost of loyalty

12 May 2021

When you find a financial product that works for you, you may stick with it. However, what happens when you unswervingly stick with the same product for 10 years?

Does your credit score take a hit when you request a vehicle finance quote?

Does your credit score take a hit when you request a vehicle finance quote?

11 May 2021

Before you’ve had a chance to assess your credit score, you decide to get a basic quote on vehicle finance and find out where you stand in terms of credit. But you quickly find out that this impacts your credit score.

Make good money choices - join 250,000 South Africans who get our free weekly newsletter! Join the community →
JustMoney logo

info@justmoney.co.za  
4th Floor, Mutual Park, Jan Smuts Drive, Pinelands, Cape Town, 7405

© Copyright 2009 - 2024 
Terms & Conditions  ·  Privacy Policy
PAIA Manual

Quick links

Your credit score is ready!

View your total debt balance and accounts, get a free debt assessment, apply for a personal loan, and receive unlimited access to a coach – all for FREE with JustMoney.

Show me!