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Credit cards, fine print, and your rights

Credit cards, fine print, and your rights

7 March 2024

The bank has given you a credit card, and you feel like you’re a step closer to achieving your dreams. But what are your rights and responsibilities?

How to read your credit card statement

How to read your credit card statement

15 February 2024

A credit card statement can be complex and confusing. We help to demystify this monthly summary of your transactions, account activity, and fees.

The A-Z of credit cards: Which is best for you?

The A-Z of credit cards: Which is best for you?

14 December 2023

We consider credit cards; their features and options, the pitfalls to avoid, and how to choose a card that’s right for you.

Smart spending: Festive season money hacks

Smart spending: Festive season money hacks

28 November 2023

End-of-year festivities can be hard on your wallet. We outline some money hacks to help you get through the holidays.

How to get a good vehicle trade-in deal

How to get a good vehicle trade-in deal

10 October 2023

Loss is inevitable when you trade in a vehicle, but there are ways to minimise this. We offer tips on how to get the best possible trade-in deal.

Questions about your credit score - answered!

Questions about your credit score - answered!

24 August 2023

This article is a one-stop guide for understanding your credit score; from why, how, and when it should be checked, to how it can be improved.

Can you access credit while under debt counselling?

Can you access credit while under debt counselling?

2 August 2023

Debt counselling is a legal process that disallows clients to take out any further loans. We explain your recourse, should you need funds in a crisis.

Personal loans – will you qualify for the amount you need?

Personal loans – will you qualify for the amount you need?

19 June 2023

A personal loan can help you achieve your financial goals - but you may qualify for less than you’d like, or need. We examine how lenders set lending limits.

Do you qualify for credit in South Africa?

Do you qualify for credit in South Africa?

16 June 2023

Credit can empower you to realise your goals; however, qualification is not guaranteed. We explain what may disqualify you, and how you can change this.

Can banks reject your home loan because of “undesirable” location?

Can banks reject your home loan because of “undesirable” location?

1 June 2023

Location is one of the important factors that determine the value of your property. The more desirable the location, the higher the value of your property. But, can your home application be rejected because of location?  

Defaulting - what does it mean, and what are the consequences?

Defaulting - what does it mean, and what are the consequences?

16 May 2023

Defaulting on repayments can have dire consequences. We examine what defaulting is, why it’s potentially serious, and how you can limit the damage.

Savvy questions to ask when choosing a personal loan provider

Savvy questions to ask when choosing a personal loan provider

1 May 2023

Understanding the terms and conditions of your personal loan is vital. We consider the questions you should ask before taking a loan from a credit provider.

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