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A first-time buyer’s guide to home loan pre-approval

A first-time buyer’s guide to home loan pre-approval

13 December 2022

We examine what it means to pre-qualify as a first-time home buyer, how the process works, and how bond originators can assist you to secure a home loan.

Is your credit score high enough to access vehicle finance?

Is your credit score high enough to access vehicle finance?

8 December 2022

We consider the role your credit score plays when you apply for vehicle finance, and note ways to improve your score so you can buy a car.

5 Signs you are misusing your credit card

5 Signs you are misusing your credit card

17 November 2022

A credit card can be convenient when you need instant cash; however, it’s easy to misuse it. We consider five warning signs of problematic credit card usage.

How to break poor credit habits

How to break poor credit habits

1 November 2022

We investigate how poor credit habits can impact your financial health, and we consider what you can do to break them

How to fund your postgraduate studies

How to fund your postgraduate studies

10 October 2022

Postgraduate studies often require self-financing, however, there are other options. This article outlines postgraduate funding options.

What are the cheapest credit options?

What are the cheapest credit options?

2 October 2022

In this article, we consider which forms of credit best match specific needs, factors you should consider when applying for credit, and how to limit your need to borrow.

What if you max out your credit card?

What if you max out your credit card?

20 September 2022

We consider the consequences of maxing out your credit card, including the impact it will have on your interest-free benefit and your credit score.

Is it worth having two home loans?

Is it worth having two home loans?

18 September 2022

Managing a mortgage loan is a huge responsibility. In this article, we consider the possibility of acquiring a second home loan, and the benefits attached to it.

How do employer-employee loans work?

How do employer-employee loans work?

1 September 2022

We find out what an employer-employee loan entails, and we have a look at the questions you should ask before you initiate the process.

Should you take out a student loan?

Should you take out a student loan?

24 August 2022

Getting a tertiary qualification is expensive, but it can make a big difference to your future prosperity. This article considers student loan criteria and conditions.

Is a personal loan a wise way to cover medical expenses?

Is a personal loan a wise way to cover medical expenses?

17 July 2022

Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.

Why take out a personal loan?

Why take out a personal loan?

14 July 2022

We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.

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