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Will debt consolidation ruin your credit reputation?

Will debt consolidation ruin your credit reputation?

4 April 2022

If you’ve been struggling to juggle your credit obligations, you may be considering debt consolidation. However, what would this mean for your credit score? We find whether there are any implications.

How can debt counselling keep creditors away?

How can debt counselling keep creditors away?

17 October 2021

Among the many benefits of debt counselling is its ability to keep creditors from hounding you, leaving you with some measure of peace while you figure out how to repay your debt.

Unsecured debt 101: Use it responsibly

Unsecured debt 101: Use it responsibly

11 July 2021

The emergence of COVID-19 has dramatically changed our lives. The financial impact has been sweeping and has resulted in massive job losses, business closures and salary cuts.

Shopping showdown: Where to buy your groceries

Shopping showdown: Where to buy your groceries

17 March 2021

Food is becoming prohibitively expensive in South Africa. In January, StatsSA released a study showing that food and non-alcoholic beverages are some of the biggest contributors to inflation.

Which debts can you include in your consolidation loan?

Which debts can you include in your consolidation loan?

15 March 2021

When you start debt consolidation, you will have the opportunity to bundle all your outstanding debts into a single debt. But which debts are you allowed to include in this process?

How is debt consolidation different from debt counselling?

How is debt consolidation different from debt counselling?

25 February 2021

If you’re struggling to manage your debt and you decide to seek help, you will likely come across the terms “debt counselling” and “debt consolidation”. Although they sound like synonyms, these are two separate...

Can a personal loan save you money?

Can a personal loan save you money?

16 February 2021

A personal loan can be a useful tool to achieve your financial goals. It can help pay for your children’s education, house renovations, and medical expenses. But can it be used as a tool to save you money?

Debt levels reach beyond 80% in consumer group

17 December 2020

In a bid to find out how indebted South Africans are, JustMoney conducted a survey that attracted 190 respondents. The survey was conducted in November 2020, and every participant had 13 questions to answer.

What scares you about your finances?

What scares you about your finances?

8 October 2020

Finances can be anxiety-inducing. If money matters keep you up at night or make your brow sweat, know that you are not alone. JustMoney spoke to some of our readers about their financial fears. The information below may help to ease these anxieties.

79% of women are in charge of their money

20 September 2020

August marked a month when women were celebrated nationwide. In paying tribute to the mothers, daughters, and sisters of the nation, JustMoney conducted a 13-question survey to establish how women in the modern world ...

Do interest rates really matter when settling debt?

Do interest rates really matter when settling debt?

18 August 2020

As the interest rate fluctuates, you may have wondered how it affects your outstanding debt. We look at how interest rates may affect your finances.]

Can your debt be cancelled?

Can your debt be cancelled?

2 August 2020

If you constantly struggle to pay your debt, you may have considered asking your creditors to write off some - or all - of it. But this request is highly unlikely to be met with any success.  

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