25 February 2021
If you’re struggling to manage your debt and you decide to seek help, you will likely come across the terms “debt counselling” and “debt consolidation”. Although they sound like synonyms, these are two separate...
1 February 2021
Imagine being offered your dream job in Europe and you need to report to your new office in a month. But before heading off, you need to get your affairs in order in South Africa. What happens if you have outstanding debt?
29 December 2020
With the new year around the corner, you may be resolved to get your finances in order, and to spend the next year growing your net worth. So how would you go about doing this?
22 December 2020
The holiday season is around the corner, but rather than being excited about the festivities that lie ahead, you may be fretting about what to get your loved ones.
20 December 2020
As you worked out the budget for the gifts you plan to buy your loved ones this Christmas, you may have realised that what you want to give them is outside your means. To make your budget work, you may have considered a payday loan, or a “...
17 December 2020
Taking out credit can cost you monthly instalments for many years, along with large interest payments and credit life cover, the latter in case you default. But as demotivating as debt may seem, there are actually good reasons to consider pursuing credit.
2 November 2020
If your account is in arrears, and you are handed over to a collection agency, you may well be charged collection fees. We consider the legalities.
12 October 2020
When you take out a loan, your credit provider will charge you interest on your repayments. This is essentially the monthly cost you pay to have immediate access to a lumpsum of money. But do you know how your interest is calculated?
12 August 2020
When you’re facing financial strain, it can be difficult to keep up with your debt. Unfortunately, if you refrain from paying your debt, your creditors have the right to take legal action against you. This includes repossessing your asset...
15 July 2020
If you are struggling with debt, there are a wide range of programmes that could provide some relief. However, in order to choose the best one, you must be aware of its benefits and pitfalls.
29 June 2020
This guide will look at 10 questions you should ask your debt counsellor before you go through with the process.
13 April 2020
Whether due to having lost your job, as a result of poor financial planning, or at the hands of a nationwide crisis – debt if not managed properly can ruin your life. So how do you avoid walking this path?
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