| Minimum Income | R 10 000 |
| Interest Rate | 18.65% - 21% |
| Max Credit Interest | 0.75% |
| Interest Free Period (Days) | 50 |
| Monthly Card Fee | R 30.00, R 165 once off initiation |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 4.00 plus R 1.32 per R 100 or part thereof |
| Cash Withdrawal Fee - Other Bank ATM | R 7.00 plus R 4.00 plus R 1.32 per R 100 or part thereof |
| Cash Withdrawal Fee - Bank Branch | R 35.00 plus R 1.32 per R 100 or part thereof |
| Cash Fee* - Own Bank ATM | R 4.00 plus R 1.32 per R 100 or part thereof |
| Cash Fee* - Other Bank ATM | R 7.00 plus R 4.00 plus R 1.32 per R 100 or part thereof |
| Account Payment - Own Bank ATM | R 8.00 |
| Transfer Fee - ATM | R 4.00 |
| Transfer Fee - Bank Branch | R 35.00 |
| Cash Withdrawal Fee - Overseas | R 40.00 plus R 1.32 per R 100 or part thereof |
| Cash Deposit Fee - Own Bank ATM | R 10.00 plus R 1.32 per R 100 or part thereof (min R17) |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | NA |
| Garage Transaction Fee | NA |
| Internet Banking Fee | R 16.00 |
| Second Card Fee | Free |
| Replacement Card Fee | Free |
| Travel Insurance | Free travel cover including up to R 4 million medical cover |
| Card Protection | International SOS cover |
| Benefits | Benefits include airport lounge access, travel consultants and concierge service to assist with travel bookings. Free travel cover including up to R4 million medical cover. International SOS cover and free SMS transaction notification |
