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Nedbank American Express Gold Credit Card

Whether you're a frequent traveler or simply want added peace of mind when shopping online or abroad, this card offers all the tools you need with an affordable monthly fee.

3 July 2025

Unlock exclusive travel and lifestyle benefits

The Nedbank American Express Gold Credit Card is designed for high-earning individuals seeking exclusive travel perks, comprehensive insurance, and premium concierge services. With access to airport lounges, travel consultants, and up to R4 million in medical travel insurance, this card combines convenience, protection, and value.

Tip: Check your credit score and see how you can make better money choices to improve your credit health. 

Who is this card for?

This card is ideal for:

  • Professionals earning R10,000 or more per month

  • Frequent travellers looking for travel insurance and airport perks

  • Shoppers wanting real-time SMS alerts and secure transactions

  • Customers who value dedicated concierge and support services

Nedbank American Express Gold Credit Card Fees & Features

Minimum Income R10 000
Interest Rate 18.65% – 21% (dependent on credit score)
Max Credit Interest 0.75%
Interest Free Period (Days) Up to 55 days
Monthly Card Fee R40.00 (card) + R20.00 (credit facility service fee) = R60 total
Initiation Fee (once-off) R190.00
Transaction Fee Free (swipes)
Cash Withdrawal Fee - ATM R2.75 per R100 or part thereof
Cash Withdrawal Fee - Other Bank ATM R12.00 + R2.75 per R100 or part thereof
Cash Withdrawal Fee - Bank Branch R100.00 + R2.75 per R100 or part thereof
Cash Fee - Own Bank ATM* R2.75 per R100 or part thereof
Cash Fee - Other Bank ATM* R12.00 + R2.75 per R100 or part thereof
Account Payment - Own Bank ATM R10.00 (via EFT/digital)
Transfer Fee - ATM Free (interaccount transfers via digital channels)
Transfer Fee - Bank Branch R200.00
Cash Withdrawal Fee - Overseas R65.00 + R2.75 per R100 or part thereof
Cash Deposit Fee - Own Bank ATM R2.00 per R100 or part thereof
Balance Enquiry - Own Bank ATM Free
Garage Card Fee N/A
Garage Transaction Fee N/A
Internet Banking Fee Free
Second Card Fee R40.00
Replacement Card Fee R160.00
Travel Insurance Free cover including up to R3 million medical cover (when travel tickets are purchased using the card)
Card Protection International SOS cover included
Benefits Lounge access, concierge travel bookings, Greenbacks cashback, SMS notifications, free POS transactions, credit life insurance, Avis car hire discounts, Avo flight discounts, virtual cards, up to 12 complimentary Bidvest lounge visits (Platinum only)

Key benefits

Airport lounge access

Enjoy preferential access to selected local and international airport lounges, adding comfort to your travel experience.

Comprehensive travel insurance

Includes free travel cover up to R4 million, covering unexpected medical emergencies while abroad.

Concierge and travel consultant services

Let expert concierge agents and travel planners assist with your bookings, reservations, and trip planning needs.

SMS transaction alerts

Stay informed with real-time SMS notifications for every transaction—improving your security and tracking your spend.

International SOS protection

Access global emergency assistance through International SOS, giving you peace of mind wherever you go.

Why choose Nedbank American Express Gold?

  • Affordable monthly fee of just R30

  • High credit limits for flexibility and convenience

  • 50-day interest-free period on qualifying purchases

  • Free second card and card replacement options

  • Secure online and international transactions

 

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