Minimum Income | R 12 500 |
Interest Rate | 19.90 % |
Max Credit Interest | 0.75 % |
Interest Free Period (Days) | up to 55 |
Monthly Card Fee | R 30 .00 + R 165 once off initiation fee |
Transaction Fee | Free |
Cash Withdrawal Fee - ATM | R 4.00 + R 1.32 per R 100 or part thereof |
Cash Withdrawal Fee - Other Bank ATM | R 7.00 + R 4.00 + R 1.32 per R 100 or part thereof |
Cash Withdrawal Fee - Bank Branch | R 35.00 + R 1.32 per R 100 |
Cash Fee* - Own Bank ATM | R 4.00 + R 1.32 per R 100 or part thereof |
Cash Fee* - Other Bank ATM | R 7.00 + R 4.00 + R 1.32 per R 100 or part thereof |
Account Payment - Own Bank ATM | R 8.00 |
Transfer Fee - ATM | R 4.00 |
Transfer Fee - Bank Branch | R 35.00 |
Cash Withdrawal Fee - Overseas | R 40.00 + R 1.32 per R 100 |
Cash Deposit Fee - Own Bank ATM | R 10.00 + R 1.32 per R 100 or part thereof (min R 17) |
Balance Enquiry - Own Bank ATM | Free |
Garage Card Fee | R 24.00 |
Garage Transaction Fee | R 5.00 |
Internet Banking Fee | R 16.00 |
Second Card Fee | Free |
Replacement Card Fee | R 130.00 |
Travel Insurance | Free limited automatic cover with the option to purchase top-up |
Card Protection | Paid for credit card assurance |
Benefits | Worldwide acceptance at over 25 million merchants. Additional cards for your family members or partner. Automatic payment order (APO) so you don't have to remember to make your monthly repayments. |