JustMoney app

JustMoney

Make good money choices

Install
To top
Logo
Products

WesBank Credit Card

Whether you're paying at the pump, shopping online, or managing monthly expenses, the WesBank Credit Card is designed to give you control, affordability, and flexibility.

3 July 2025

Finance your lifestyle with flexible credit solutions

The WesBank Credit Card is a practical and flexible option for consumers looking to finance a modern lifestyle while enjoying competitive fees and convenient access to funds. With a personalised credit limit, interest-free purchases for up to 55 days, and a monthly card fee of just R24.50, this card is built to suit a variety of spending habits without requiring a minimum income threshold.

Tip: Use a budget calculator to assess how much credit you can comfortably afford.

Who should apply?

The WesBank Credit Card is ideal for:

  • Individuals seeking a low-maintenance credit facility

  • South Africans without a fixed income requirement

  • Customers looking for affordable monthly fees with flexible credit options

  • Anyone who values transaction transparency and fee-based clarity

Minimum Income N/a
Interest Rate Affordability dependent
Max Credit Interest N/a
Interest Free Period (Days) 55
Monthly Card Fee R43.00 + R25.00 credit facility service fee
Transaction Fee Free
Cash Withdrawal Fee - ATM R2.70 per R100.00 (FNB ATM)
Cash Withdrawal Fee - Other Bank ATM R12.00 + FNB ATM fee
Cash Withdrawal Fee - Bank Branch R85.00 + R3.30 per R100.00
Cash Fee* - Own Bank ATM R2.70 per R100.00
Cash Fee* - Other Bank ATM R12.00 + FNB ATM fee
Account Payment - Own Bank ATM R 9.50
Transfer Fee - ATM Free (for IVR Smart Transfer and linked account transfers)
Transfer Fee - Bank Branch R 85.00
Cash Withdrawal Fee - Overseas R85.00 + R3.30 per R100.00
Cash Deposit Fee - Own Bank ATM R 1.70 per R 100 (min. R 50.00)
Balance Enquiry - Own Bank ATM Free
Garage Card Fee R 49.00 Monthly free
Garage Transaction Fee R 6.25
Internet Banking Fee Free
Second Card Fee R 19.50 pm
Replacement Card Fee R 160.00
Travel Insurance Included (with benefits like eBucks Rewards and Lost Card Protection)
Card Protection Included (Automatic Debt Protection, PIN Replacement, etc.)
Benefits

eBucks Rewards, Travel Insurance, Lost Card Protection, PIN

 Replacement, inContact, Free Online Banking, Decline inContact

Key features of the WesBank Credit Card

Personalised credit limit

Your credit limit is based on your affordability, allowing WesBank to tailor your facility to your lifestyle and budget.

Up to 55 days interest-free

Make purchases without being charged interest for up to 55 days, provided you pay your outstanding balance in full by the due date.

No minimum income requirement

Unlike many cards, the WesBank Credit Card does not require a minimum income, making it more accessible for a wider range of South Africans.

Transparent and affordable fees

With a monthly card fee of R24.50 and a clear breakdown of transactional costs, you stay in control of your spending.

Garage card option

Add a Garage Card for vehicle-related purchases, ideal for fuel and convenience spend, with a minimal monthly and transaction fee.

 

Why choose the WesBank Credit Card?

  • Flexible credit tailored to your affordability

  • Comprehensive ATM and branch access for withdrawals and payments

  • Internet banking included at no extra charge

  • Transparent cost structure with no hidden fees

  • Option to add second card for shared expenses

  • Reliable support and financial tools from WesBank

 

Free tool

Check your credit score now and take control of your finances. It's instant and totally FREE!

Get started
Make good money choices - join over 700,000 South Africans and enjoy personalised offers for your every need! Join the community →
JustMoney logo

info@justmoney.co.za  
4th Floor, Mutual Park, Jan Smuts Drive, Pinelands, Cape Town, 7405

© Copyright 2009 - 2025 · Powered by NCRCB29
Terms & Conditions  ·  Privacy Policy
PAIA Manual

Quick links

Home · Articles · Products · Tools · Media · About Us JustMoney app on the Play Store

Your credit score is ready!

View your total debt balance and accounts, get a free debt assessment, apply for a personal loan, and receive unlimited access to a coach – all for FREE with JustMoney.

Show me!