FNB Fusion Private Clients (Previously Private Clients Cheque Account)
A premium everyday account with an integrated credit facility. Get more value from a single monthly fee with eBucks rewards, complimentary lounge visits (based on reward level), and family discounts — all tailored for professionals and entrepreneurs.
Tip: A budget calculator can help you manage your monthly budget and credit use.
Why choose FNB Fusion Private Clients?
- Integrated credit facility: Everyday banking with built-in credit to manage unexpected expenses, at a single monthly account fee.
- eBucks rewards: Earn back on fuel, groceries, devices and more; unlock elevated benefits as your reward level increases.
- Lounge access: Up to 20 complimentary SLOW Lounge visits a year (by reward level), with bonus visits when you book via eBucks Travel.
- Family value: 50% discount on your spouse/partner’s monthly fee and no monthly account fee for kids’ FNBy accounts.
- Digital security: Virtual Card with dynamic CVV, Online Secure, and inContact alerts for safe transacting.
Account specifications and fees
| Required income | R750 000 – R1 799 999 per year |
|---|---|
| Monthly account fee | R455 p.m. (Fusion Private Clients) |
| Interest-free period (Fusion card) | Up to 30 days on card purchases (pay by due date) |
| Electronic transactions | Unlimited FNB-to-FNB payments, transfers and debit orders at no charge |
| Cash withdrawals (FNB ATM & Cash@Till) | No charge up to R8 000 per month (thereafter per pricing guide) |
| ATM cash deposits (FNB ADT) | No charge up to R8 000 per month (thereafter per pricing guide) |
| SLOW Lounge | Up to 20 complimentary visits a year by reward level; unlock additional visits with eBucks Travel bookings |
| Family benefits | 50% spouse/partner fee discount; kids’ FNBy/FNBy Next accounts at no monthly fee |
| eBucks highlights | Up to 30% back on Pick n Pay asap!, up to 20% in-store at Pick n Pay/Clothing, up to R8/litre back with Engen + partners, up to 60% back on devices (T&Cs, reward levels apply) |
Notes: Benefits depend on reward level and qualifying criteria. Fees/limits per the latest FNB pricing guide. T&Cs apply.
Additional features and benefits
- Global travel: Access 1 200+ international lounges with the FNB Global Debit Card via Visa Airport Companion (registration required).
- Credit card included: FNB Private Clients Credit Card at no additional monthly fee within the Fusion bundle (per pricing guide).
- Device & lifestyle value: eBucks Partner Shop device rewards, streaming vouchers, Kauai/Wimpy vouchers (based on reward level).
- Always-on service: 24/7 Service Suite and award-winning FNB App for full control (block/unblock card, change PIN, set limits, report fraud).
How to apply for FNB Fusion Private Clients
- Visit the FNB website.
- Complete the application: Provide your personal and financial details.
- Submit documents: South African ID/passport and standard proof of income/residence.
- Activate & bank: On approval, access your integrated credit facility and start earning rewards.
