Apply for a Credit Facility with Mobicred
JustMoney has partnered with Mobicred to offer you a flexible credit facility, allowing you to shop online at over 2 000 participating outlets simply, safely and conveniently.
Mobicred Credit Facility
What is Mobicred?
Mobicred is a credit facility that allows you to safely shop in over 2 000 online stores in South Africa.
Why use Mobicred?
It’s convenient: You don’t have to carry cash around.
It’s safe: Mobicred is a digital, secure and contactless online shopping solution.
It’s ethical: All applications are subject to an affordability assessment. The information you supply will be treated with the strictest confidence and will not be shared with a third party.
It’s easy to manage: Shop at any of the participating stores and pay only one instalment at the end of the month.
It’s flexible: Quickly settle any unexpected costs as and when the need arises.
It’s an easy way to build your credit score: A good credit score is important when applying for credit. Pay your Mobicred instalment on time and you will improve your credit score just by remaining committed. You will more easily access other financial products such as personal loans, home loans and vehicle loans.
You won’t miss deals: When you see something on sale, you don’t have to miss it because you can’t afford it. Your credit facility will always be available.
You’re in control: You’re the one who decides how much you spend and what you buy.
No new contracts are needed: You don’t have to submit a new application when you want to access credit. When you meet your minimum monthly payment of 10% of the total balance on your account, these funds will be available for you to use once again.
You don’t have to use all the funds available: The funds in your account don’t have an expiry date. You can use them when you need to and only pay the balance due.
To apply, you must:
- Be a South African citizen
- Be at least 18 years of age
- Be employed or self-employed in South Africa
- Have proof of income for at least 3 consecutive months
- Have a minimum income of R3 500 per month