Life is full of surprises, and knocks often come when we least expect them. Financial literacy is the first step towards making good money choices, and here you'll find tips and tricks for making your money work for you.
Overview
The cost of living is ever-increasing, and often, salaries don't compete with inflation. Now more than ever, every cent counts! JustMoney offers money-saving hacks that can help you stretch your money further. It often starts with small daily habits, and we have them covered.
Quick guide
savings
Pitfalls of keeping savings in a bank account
Consider the perils of stowing your savings in an everyday account. We explore alternatives that will enable you to maximise your savings.
local_atm
Avoid being a victim at the ATM
Stay safe while using an ATM. We consider some statistics and tips that are worth keeping in mind.
health_and_safety
Keep your bank account safe
Bank account fraud is constantly on the rise. We take an in-depth look at email scams, SMS scams and SIM swaps.
password
Keep your banking details safe
Keep safe when shopping online. This article offers tips for protecting your financial details.
Compare bank accounts
Compare debit order fees and save
Convenience comes at a price. Banks charge for every transaction on your account, and debit orders are not spared. We compare debit order prices across the big South African banks to help you save money.
Savings accounts with the best interest rate
Finances remain strained in the aftermath of Covid. There is a dire need to instil a savings culture, but which savings account offers you the best deal? And should you opt for an open or fixed savings option? We compare the big five banks.
Choosing the best student bank account
JustMoney compares student account offerings from the bigger banks to help you determine which may be the most cost-effective.
Articles and insights
Can banks reject your home loan because of “undesirable” location?
1 June 2023 · Athenkosi Sawutana
Location is one of the important factors that determine the value of your property. The more desirable the location, the higher the value of your property. But, can your home application be rejected because of location?
What to do if your bank account is “frozen”
19 March 2023 · Fiona Zerbst
Having your bank account blocked can be very frustrating. We examine why this happens, and the steps you can take to restore your account.
Which bank offers the best home loan?
12 July 2022 · Danielle van Wyk
Choosing to buy a home is an exciting but stressful experience. We compare the home loan offers of South Africa’s biggest banks to help you choose the best option.
Concealing your cash when out and about
9 January 2022 · Harper Banks
It’s not unusual to see someone pull out money from their sock or undergarments. But this is not the best place to keep your money safe. We consider options for ensuring your personal safety.
Pitfalls of keeping savings in a bank account
28 October 2021 · Harper Banks
We often believe that transferring a portion of our income to a separate savings account is the most effective way to grow our wealth. However, there are pitfalls to doing this.
How criminals can hack into your bank account
11 October 2021 · Joshua White
Internet-based fraud is constantly on the rise. We take an in-depth look at email and SMS scams, and SIM swaps.
When to give your family access to your credit card
9 September 2021 · Harper Banks
If you are the main breadwinner in your household, you may find it beneficial to give your family members access to your credit card. This will allow them to make purchases on their own. However, this also comes with risks.
How much do you pay for your garage card?
26 August 2021 · Joshua White
We look at the garage card offerings from Absa, Nedbank, Standard Bank, and First National Bank (FNB), and consider what clients get for their fees.
How to keep your banking details safe online
23 August 2021 · Harper Banks
Online shopping has increased in popularity and, in many households, it’s become the norm. Gone are the days of transport costs and spending time in queues.
Videos and podcasts you may enjoy
Youth finances
This Youth Month we speak to young people about money management and the challenges they face regarding their finances.
Financial tips our mothers gave us
The JustMoney team shares a few financial nuggets we’ve learnt from our moms while growing up, as we celebrate them and their influence.
Kids say the darndest things – about money
It is important to teach your kids about money – how to save it, and how to spend it wisely. JustMoney spoke to some of our kids to understand their idea of what money and saving is. You won’t believe what some of them had to say!
Explore our free tools
Have you looked at our FREE tools to help you stretch your money, like our Tax Calculator and Budget Calculator?