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By taking out car insurance, you will protect your vehicle. But before you can take out car insurance, you need to jump through a couple of hoops.

In order to afford a home in South Africa, many people take out home loans. But what exactly is a home loan, and how should you go about getting one?

If you’re struggling to manage your debt and you decide to seek help, you will likely come across the terms “debt counselling” and “debt consolidation”. Although they sound like synonyms, these are two separate debt solutions.

When you apply for a loan, your prospective creditor will assess whether you can afford the monthly repayments. But what do creditors actually consider on your credit report, and what most interests them?

When you’re in a pinch and you need to borrow money, you may reach out to a creditor for a personal loan. The upside of this kind of loan is that you can spend the money on anything you choose. However, just because you can use it for anything, does not mean you should.

Debt can get out of hand if it’s not managed properly. That is why it’s important to be realistic about your budget and consider affordability before you take a loan. However, if your debt still gets out of hand, there are ways you can rein it in again.

It’s a fairly common occurrence, especially in slow economies, for a family overwhelmed with bills to take out a second mortgage on their home. But how good an idea is this?