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Insurance

What’s the deal with underwriting?

By Athenkosi Sawutana

When you apply for a long-term insurance policy, a financial adviser will ask some personal questions about your lifestyle, family history, health, and even ask you to take some medical tests. This process is called underwriting, but is it really necessary?

 

What’s the deal with underwriting?
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Tax

How are you taxed on your retrenchment package?

By Athenkosi Sawutana

Unemployment is one of the biggest problems in South Africa. The emergence of the Covid-19 pandemic has exacerbated the situation with a lot of companies retrenching their employees.  When retrenched, you’ll receive a retrenchment package, but do you know how much tax you’re liable for?

How are you taxed on your retrenchment package?
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Car Insurance

Car repossessed – don’t be taken for a ride

By Athenkosi Sawutana

When the country is facing an economic downturn, chances are your finances will feel the pinch. This can lead you to make bad financial decisions such as skipping your vehicle payments. But every decision has consequences and if you don’t pay your instalment, the bank will repossess your car. But what can you do when this happens?

 

Car repossessed – don’t be taken for a ride
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Medical aid

Why you should consider gap cover

By Isabelle Coetzee

Your medical aid should protect you from incurring large medical bills when you’re sick. But what if your plan doesn’t cover the full cost of your medical expenses? We got in touch with insurance experts to find out whether gap cover is worth having.

Why you should consider gap cover
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Finance

Debt relief - What is your bank offering?

By Danielle van Wyk

Going through a financial crisis is stressful whether it be as a result of losing your job, being short-paid, having to fork out towards an emergency payment, or finding yourself in the midst of a global pandemic. This is especially taxing if you have a debt to service. It is against this backdrop that banks are increasingly offering payment holidays. Justmoney looks at the various debt relief options available to you from the big five banks.

Debt relief - What is your bank offering?
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Debt Consolidation

Is it time to consolidate your debt?

By Athenkosi Sawutana

If you have multiple credit agreements across various credit providers or you can’t keep up with your monthly instalments, consolidating your debt commitments into one could assist you.

Is it time to consolidate your debt?
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Retirement

3 Ways to save for your retirement as a freelancer

By Athenkosi Sawutana

Being a freelancer may allow you to work where you want and determine your own income, but it also comes with many responsibilities, such as deciding where and how to save for your retirement. While most employers ensure that their employees retire comfortably through a pension fund, this is hardly the case for freelancers who have to make a plan for themselves. But where do you start?

3 Ways to save for your retirement as a freelancer
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Deals

Office furniture at discounted prices at BDK

Price: Available on request
When: Daily
Where: Johannesburg

Da Vincis Happy Hour Special

Price: Available on request
When: Daily
Where: Cape Town

Use your Absa card and get 30% cashback at Dis-chem

Price: Available on request
When: Daily
Where: Nationwide


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