Guiding consumers since 2009

Insuring your safety during the festive season

By Staff Writer

The car is packed and you are just finishing off a last few emails at the office before hitting the road, but are you really ready for the holidays? Who is looking after your house while you are gone and what happens if one of the 280 drunk drivers that are supposedly caught every day swerves into you?
We have prepared a checklist for you to ensure your peace of mind:

 

  • Have the roadside assistance number of your car insurance handy 
  • Keep your medical aid details in your wallet
  • Put ICE on your cell phone

ICE in this case is not frozen water, but an internationally known acronym for In Case of Emergency. Throughout the world everyone is encouraged to enter the acronym ICE into their mobile phone with the person's number they would like contacted In Case of Emergency. You can also have ICE1, ICE2, etc. on your phone to ensure that someone will always be available to answer any important details about your medical history.

At this time of year, thinking about insurance and what-if scenarios is on no one's to-do list, and it might sound morbid, but as your house is your most valuable asset and safety your highest priority, keep in mind what my mother always says about insurance: "If you have it, you probably won't need it, but peace of mind is the greatest gift you can give yourself."

Recent Articles

Featured It’s possible to change your marriage regime

Many people wed before they sign an antenuptial contract (ANC). This is especially practiced by people in customary marriages and those not clued up about the ANC. The law says if there’s no ANC before the wedding takes place, the marriage will automatically be in Community of Property. 

Keep this in mind when taking out new financial products

Adding a product to your personal finance portfolio, such as insurance or an investment, is a big decision. We found out what you should keep in mind before taking out a new product, how you can assess the products you already have, and how you can generally improve your financial position.

Are you in debt denial?

With debt levels increasing at 13% more than income levels, South Africans are more debt-stressed now than arguably ever before. This is iterated by the National Credit Regulator’s (NCR) report that nearly half of credit-active consumers in South Africa have damaged credit records. However, only a few seek the necessary help.

Why should you invest in a mutual bank?

Often when people think about banking, they always think about commercial banks. Mutual banks hardly come to mind, but these banks offer investment opportunities that are often overlooked.

 

Deals

Blowfish Half-price Sushi Special

Price: Available on request
When: Wednesdays and Thursdays
Where: Cape Town

Da Vinci’s On Kloof Lunch Specials from R60

Price: From R60
When: Daily
Where: Cape Town

Stonehill River Lodge Stay 3 pay 2 Special

Price: Available on request
When: Until 19 March 2020
Where: Swellendam (Western Cape)