Thinking Finances? Think Holistically! 2010 is a long year...

By Staff Writer
We are all seeing an increase in our bills for the new year. Perhaps your rent has climbed 10%, or your medical aid contribution has worked its way upwards? There's even a chance that your motor premiums are higher than they should be, but when was the last time you had time to check? If you are struggling to pay your debts for 2010 already, its time you planned for your new year properly, before the debt spiral gets hold of you and you head for another year of financial worries.

Here are Justmoney.co.za's three tips for a stress free 2010 (although we can't promise we'll reduce the costs of your flights around South Africa during 2010!)

Don't despair:

  • Plan a budget - The first step of any sound financial plan is to put together a sound budget for the year ahead. The 2nd step? Sticking to that budget - its not good to anyone if you don't obey the rules you set for yourself!
  • Compare products - whether it is getting a fresh set of quotes on your vehicle insurance or seeing if you could lower your medical aid costs, take action and save for the year ahead.
  • Save money - Open a savings account today and put money away for a rainy day - if you have surplus cash at the end of the month, don't splurge, rather let your money work for you to make certain your financial future far more certain.

 

Now is the perfect time to re-evaluate your budget and payments, so get involved in your finances today and take the first step toward financial freedom for 2010 and beyond.

Now, if we could just find a way to make the World Cup tickets a little cheaper...

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