Guiding consumers since 2009

Your tips are great, keep them coming

By Staff Writer
The response to Justmoney.co.za's Financial Facelift competition has been truly overwhelming. It's great to know that your readers like to engage with us.

It is, after all, National Savings month and it gives us all kinds of fuzzy feelings to see that you guys have all these great savings tips up your sleeves - we just hope that you are using them!

We've had some great tips from you guys - here are some examples:

  • Cancel your DSTV (which is more than R600) and your gym subscription (which can be anything from R200 - R400) and set up a debit order for this money to go into a savings account - you are used to not having this money so you won't even notice it. You can go running with a friend instead of gymming and renting movies is a much cheaper option. -
  • Set aside a budget for food and do your grocery shopping on a monthly basis - and buy veggies fresh once a week. Buy pre cut veggies too - this will make sure that you are not tempted into buying any unnecessary items. Don't go grocery shopping on an empty belly - you will buy extra!
  • Once a year, get a new medical aid quote and a new insurance quote from a few different insurers (use sites like Justmoney.co.za to get a couple of quotes from different providers) - see if anybody can offer you a better deal.
  • Do not go shopping on an empty belly - you will buy more food this way.
  • Fill an empty, cleaned out margerine tub half with water and put it in the freezer. Once frozen, put your credit card inside and fill it with water again. Then freeze it. Your credit card is now safely immune to impulse buys. NB: Do not defrost in a microwave.

Remember that we are looking for innovative tips meaning that we need you to come up with an original idea - do not just copyt the tips that we have already used. 

Keep on sending them in by visiting the Justmoney.co.za competition page and don't forget to tell your friends!


Good luck!

Recent Articles

Featured New homeowner? Be aware of these extra expenses

You’ve overcome all the hurdles of buying a home. You’ve managed to pay your deposit and your closing payments, and now you’re a proud title deed holder. However, there are other expenses waiting around the corner. Are you prepared?

Your biggest credit conundrums – answered

Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still many questions on how to do just that.

Avoid debt collectors, choose debt counselling

There are two things you can do when you are struggling to pay your debt. You can either let your creditors hand your debt over to debt collectors – or you can let debt counsellors help you deal with your debt.

Retail notes: easy investment option for new investors

Being a newbie in the world of investing can be challenging because you don’t know where and how to invest. With so many investment options, you could easily be befuddled. Justmoney looks at how retail notes can help you cut your teeth in the world of investing.   

Deals

Translux Student Discount

Price: Depends on destination
When: Daily
Where: Nationwide

Zimbali Senior Citizens Discount

Price: From R1342.00
When: Until 14 December 2019
Where: KwaZulu Natal

Free meal for kids at Mozambik Restaurant

Price: Free
When: Until 15 November 2019
Where: Johannesburg, Durban, Pretoria