Staying Safe When Shopping Online

By Staff Writer

We often talk about how important it is to stay safe when doing transactions online. It's easy to fall for a scam because scammers are so good at making their fraudulent e-mails look real.

With online shopping becoming increasingly popular and being incredibly convenient how do you make sure that you stay safe when you shop online?

Here are a few tips anyone can follow to make sure your credit card details stay safe and secure and to check whether the website you are using is a safe one.

Make sure your browser is up to date

This is one of the most important things you can do. Make sure you have an updated version of your browser to ensure that you take advantage of the built-in security features that these programs come with. Browsers come with encryption capabilities to protect your personal information when it is transmitted over the internet.

Check for security features like https and the padlock icon

When you are doing transactions online check for a little padlock icon in the status bar at the bottom of your browser window, this will be an indication that the site is secure. You can also check to see whether an s has been added to the usual http prefix at the beginning of a URL. The https is a sign of a secure server.

Regularly clean your computer with anti-spyware software

There's a whole host of free software available out there to help keep you safe. Make sure the software is up to date and scan your computer at least once every two weeks in order to keep it free of any bugs or spyware programs that might be lurking around without your knowledge.

Check your credit card statement

If you shop online often, it's a good idea to check that your statement matches the transactions you made. If you see anything that looks odd, contact your bank to discuss it with them.

Use Paypal or other alternatives

You don't always have to use your credit card to pay for things online. Many sites accept Paypal and other alternative payment solutions which allows for secure transactions. Paypal is becoming increasingly popular in South Africa and it's widely accepted, best of all, it's safe.

Recent Articles

Featured Rating agencies may come knocking

It is only the middle of February, but the rand has already made two big moves. The first was the rand moving from R14.60 to R 13.20 at the beginning of the year, as emerging markets (EM) became fashionable again. The second was where the rand gave away nearly 90 cents in 2 weeks as the EM rally ran out of steam, and local events started to hit the headlines.

Read more

The cost of sending money home to neighbouring countries

Transferring money home within the Southern African Development Community (SADC) provides vital financial support for many households in neighbouring countries.

Read more

Student bank accounts: Which come out on top?

Being a student signals budgeting and not having a lot of money at your disposal. This means streamlining expenses such as your grocery costs and entertainment budget. But what if your bank account is in fact costing you more than you can afford?

Read more

Can you afford an ambulance in South Africa?

When a loved one is straddling the line between life and death, you won’t hesitate to call an ambulance. This week, Justmoney found out how much an ambulance ride costs in South Africa, whether you can refuse to get into an ambulance, and who pays the bill if you’re unconscious. 

Read more

Sign Up

To our weekly newsletter for advice you can bank on

Deals

President Hotel Easter Special

Price: From R1,500
When: 15 March to 30 April
Where: Cape Town

Kulula-Preskil Island Resort Special

Price: R16,999
When: 11 May -14 September
Where: Mauritius

A Touch Of Madness Tuck In Tuesday Special

Price: R70
When: Tuesdays
Where: Cape Town