Guiding consumers since 2009

Staying Safe When Shopping Online

By Staff Writer

We often talk about how important it is to stay safe when doing transactions online. It's easy to fall for a scam because scammers are so good at making their fraudulent e-mails look real.

With online shopping becoming increasingly popular and being incredibly convenient how do you make sure that you stay safe when you shop online?

Here are a few tips anyone can follow to make sure your credit card details stay safe and secure and to check whether the website you are using is a safe one.

Make sure your browser is up to date

This is one of the most important things you can do. Make sure you have an updated version of your browser to ensure that you take advantage of the built-in security features that these programs come with. Browsers come with encryption capabilities to protect your personal information when it is transmitted over the internet.

Check for security features like https and the padlock icon

When you are doing transactions online check for a little padlock icon in the status bar at the bottom of your browser window, this will be an indication that the site is secure. You can also check to see whether an s has been added to the usual http prefix at the beginning of a URL. The https is a sign of a secure server.

Regularly clean your computer with anti-spyware software

There's a whole host of free software available out there to help keep you safe. Make sure the software is up to date and scan your computer at least once every two weeks in order to keep it free of any bugs or spyware programs that might be lurking around without your knowledge.

Check your credit card statement

If you shop online often, it's a good idea to check that your statement matches the transactions you made. If you see anything that looks odd, contact your bank to discuss it with them.

Use Paypal or other alternatives

You don't always have to use your credit card to pay for things online. Many sites accept Paypal and other alternative payment solutions which allows for secure transactions. Paypal is becoming increasingly popular in South Africa and it's widely accepted, best of all, it's safe.

Recent Articles

Featured Can you take out vehicle finance on an old vehicle?

As it turns out, creditors have several concerns regarding cars older than 10 years. Justmoney has a look at why creditors are sceptical of older vehicles and what you can do to get around this.

Should you have a living will in place?

When you hear the word will, the only thing that comes to mind is the document that states who is going to inherit you property when you’re dead. But have you thought about who’s going to decide what happens to you when you become incapacitated? A living will can help you do just this.

Know the difference between a loan and a credit facility

Choosing the correct product according to your needs is critical in making smart financial decisions. Credit options can be separated into two main categories – loans and credit facilities. But for some people, the lines can be quite blurred between the two.

Is property a good investment?

It’s good to consider whether property is a good investment. Justmoney spoke to numerous specialists to find out whether this is the case in South Africa.

Deals

DaVinci’s on Kloof Students Discount

Price: Available on request
When: Daily
Where: Cape Town

Ghandi's Backpackers and Guest Lodge 10% Discount

Price: Available on request
When: Daily
Where: Johannesburg

Fairway Hotel Happy Hour Special

Price: Available on request
When: Until 13 December 2019
Where: Johannesburg