Ombudsman warns against puddles

By Staff Writer

Car engines which are damaged due to driving through pools of water on the road might not be covered by some insurance policies.

This statement was released by the ombudsman for short-term insurance on Wednesday.

"Driving through pools of standing water which may span across the road could lead to the potential exclusion of damage to an engine, if water is ingested into the engine," a statement from ombudsman Brian Martin said.

Motorists often drive through pools of water, especially if they see other vehicles doing the same.

"Consequently, if your engine is damaged through water getting into the engine without other damage to the vehicle, your insurer may decline liability for any claim for damage to the engine itself.

"This could leave you facing a very hefty bill", said Martin.

People who own bakkies or sports utility vehicle might not have to deal with the problem but most modern cars have air intake systems which are located low in the engine pay and which are at risk of having the water sucked in.

Motorists are advised to check over their insurance policies to see whether they are covered for this type of damage or whether it is something that should be avoided.

Recent Articles

Featured Should you save or invest your money?

While saving means putting away cash for future use, investment involves purchasing assets which will yield good returns in the future.

Read more

Retirement annuities compared – pick the one for you

When selecting an RA you must know the type of annuity you are investing in. Retirement annuities are divided into two categories: traditional and new generation annuities.

Read more

Recent tax changes – how do they affect you?

In January this year, various amendments to the Taxation Laws Amendment Bill and the Tax Administration Act were announced. While some changes will benefit you, others could be to your disadvantage. Justmoney looks at how some of the recent changes will impact you.

Read more

Claiming from RAF – should you lawyer up?

A claim against the Road Accident Fund (RAF) can take up to five years before settlement. In trying to secure payment faster, should you appoint a lawyer rather than approaching the RAF directly?

Read more

Sign Up

To our weekly newsletter for advice you can bank on

Deals

Save R100 when you buy a tracker at Takealot

Price: R289
When: Daily
Where: Online

Pamper yourself and partner for less at Bakwena Day Spa

Price: From R999
When: Until 31 July
Where: Hartbeespoort

Pay only R35 for the new Nandos Boujee Bowl

Price: R35
When: Daily
Where: Nationwide