Guiding consumers since 2009

Ombudsman warns against puddles

By Staff Writer

Car engines which are damaged due to driving through pools of water on the road might not be covered by some insurance policies.

This statement was released by the ombudsman for short-term insurance on Wednesday.

"Driving through pools of standing water which may span across the road could lead to the potential exclusion of damage to an engine, if water is ingested into the engine," a statement from ombudsman Brian Martin said.

Motorists often drive through pools of water, especially if they see other vehicles doing the same.

"Consequently, if your engine is damaged through water getting into the engine without other damage to the vehicle, your insurer may decline liability for any claim for damage to the engine itself.

"This could leave you facing a very hefty bill", said Martin.

People who own bakkies or sports utility vehicle might not have to deal with the problem but most modern cars have air intake systems which are located low in the engine pay and which are at risk of having the water sucked in.

Motorists are advised to check over their insurance policies to see whether they are covered for this type of damage or whether it is something that should be avoided.

Recent Articles

Featured Work from home, have meetings at restaurants – the new normal?

With companies moving from static office spaces to working remotely, meetings have predominantly been held online. However, some companies have turned their attention to meeting at variable locations, such as restaurants or hotel conference rooms.

Is a home loan a great savings tool?

There are many saving and investment options available to consumers. What you decide to use is dependent on your circumstances. But should you make your home loan your choice of a savings vehicle and how does that exactly work?

Everything you should know about tax auto assessment

In 2019, the South African Revenue Service (SARS) launched a system, which was dubbed an “auto assessment”, to assist taxpayers with their annual tax returns. But what does this system entail, and how will it impact you?

What does it mean to be a registered Financial Services Provider?

You may have noticed that financial institutions state that they’re registered Financial Services Providers (FSP). But what does this actually mean, and how does this benefit you as a consumer?

Deals

Earn up to 50% of your tax return submission fee back in eBucks

Price: Available on request
When: Daily
Where: Nationwide

Be part of the Belly Of The Beast Weekday Spring Special Lunch

Price: R350
When: From 23 September 2020
Where: Cape Town

Tony’s Roma Breakfast Special

Price: R39
When: Daily
Where: Cape Town


Latest Guide

Guide to debt rehabilitation solutions