Guiding consumers since 2009

Ombudsman warns against puddles

By Staff Writer

Car engines which are damaged due to driving through pools of water on the road might not be covered by some insurance policies.

This statement was released by the ombudsman for short-term insurance on Wednesday.

"Driving through pools of standing water which may span across the road could lead to the potential exclusion of damage to an engine, if water is ingested into the engine," a statement from ombudsman Brian Martin said.

Motorists often drive through pools of water, especially if they see other vehicles doing the same.

"Consequently, if your engine is damaged through water getting into the engine without other damage to the vehicle, your insurer may decline liability for any claim for damage to the engine itself.

"This could leave you facing a very hefty bill", said Martin.

People who own bakkies or sports utility vehicle might not have to deal with the problem but most modern cars have air intake systems which are located low in the engine pay and which are at risk of having the water sucked in.

Motorists are advised to check over their insurance policies to see whether they are covered for this type of damage or whether it is something that should be avoided.

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