Guiding consumers since 2009

Ombudsman warns against puddles

By Staff Writer

Car engines which are damaged due to driving through pools of water on the road might not be covered by some insurance policies.

This statement was released by the ombudsman for short-term insurance on Wednesday.

"Driving through pools of standing water which may span across the road could lead to the potential exclusion of damage to an engine, if water is ingested into the engine," a statement from ombudsman Brian Martin said.

Motorists often drive through pools of water, especially if they see other vehicles doing the same.

"Consequently, if your engine is damaged through water getting into the engine without other damage to the vehicle, your insurer may decline liability for any claim for damage to the engine itself.

"This could leave you facing a very hefty bill", said Martin.

People who own bakkies or sports utility vehicle might not have to deal with the problem but most modern cars have air intake systems which are located low in the engine pay and which are at risk of having the water sucked in.

Motorists are advised to check over their insurance policies to see whether they are covered for this type of damage or whether it is something that should be avoided.

Recent Articles

Featured What to do when you’ve been denied a home loan

After months of scanning property sites and attending showhouse after showhouse, you’ve finally found what you’ve been looking for. But your dream of owning a home comes crumbling down when you receive the news that you’ve been denied a home loan. So, what now?

Can your retirement annuity be used as collateral for a loan?

If you have a retirement annuity, you may have wondered whether you can use this as collateral when you take out a loan. We decided to do the leg work and find out whether this is possible or not.

Best travel cards offered by top South African banks

Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides considering bank costs, you also need to consider exchange rates.

Best ways to save your money short-term

For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.

Deals

Marble Gift Card Special

Price: From R1000
When: Until 25 December 2019
Where: Johannesburg

Trennerys Hotel and Camping Januworry Special

Price: R950
When: From 10 to 31 January 2020
Where: Centane (Eastern Cape)

Bakwena Standard Packages Special

Price: From R999
When: Until 31 December 2019
Where: Nationwide