FNB personal loans are great for whatever you want to use them for. If you want to apply for a personal loan with FNB, the first thing you will need is a good, clean credit record. You will not be granted a loan if you have bad credit.
You can get personal loans from FNB by either applying online or you could visit your branch directly, either options is viable and if all your documents are in order, you will receive your FNB personal loan paid directly into your bank account within 24 hours.
FNB banked clients do get preferential interest rates when it comes to FNB personal loans. There are many things you can use these loans for, whether you want a personal loan for home improvements or whether you need to borrow money to pay off your debt or maybe you just want to spoil yourself. Personal loans can be handy, whatever situation you are in.
In order to apply for FNB personal loans you will need the following documents on hand:
Firstly, you will need to have a valid South African, green bar coded ID in order to apply for a personal loan. You will also need your latest payslip(s). if you do not get paid monthly, you will need your payslips for the entire month.
If you do not bank with FNB you will also need three months bank statements in order to apply for a personal loan. An active bank account for at least three months which shows electronically deposited salaries is also required. However, if you are self employed, you will need at least six months’ proof of income.
If you want to apply for a personal loan with FNB, you will need to be between the ages of 18 – 63 and you need to earn a salary of at least R8350 per month.
Justmoney.co.za does, however, not offer personal loans from FNB at this point in time. However, you can apply for a personal loan with Bruma Finance or DirectAxis.