Guiding consumers since 2009

Absa personal loans

By Staff Writer

ABSA personal loans  can be used for anything you want. Whether you want to boost your lifestyle a little or whether you simply have an unexpected expense to deal with, getting personal loans from Absa is a rather cost effective way to deal with whatever it is you need to deal with.

The best part about getting a personal loan with Absa is that the terms of the loan can be negotiated to suit your needs and your budget.

Whether you are looking for R3000 or R150 000, Absa personal loans are relatively flexible and they are quite a affordable too. The repayment terms of Absa personal loans range from 12 to 84 months, so there is plenty of time to pay off your personal loan.

In order to apply for a personal loan with Absa, you will need to be a South African citizen or a permanent resident of the country. You’ll also need to b 18 years of age or older and be in possession of a valid identity document.

Another Absa personal loan requirement is that you need to earn at least R2000 per month and have a bank account into which your salary is deposited.  When applying for a personal loan, in order to comply with FICA requirements, you’ll need to have proof of address at hand too.

An Absa personal loan can be used for anything you want. Whether you want to consolidate your debt, do some home improvements, have had an unforeseen emergency expense or simply need a little bit of extra cash in your pocket, personal loans can help when you need it. Keep in mind that you will need to pay back the full personal loan amount, plus interest and the interest rate could be pretty high, depending on your personal credit profile. 

If you are struggling with debt, it’s unlikely that you will be granted a personal loan, and you might need to consider alternative options such as debt management. However, if you have a good credit record a personal loan could be just what you need to inject some life into your cashflow.

At this point in time, Justmoney does not offer Absa personal loans, you can, however, apply with either Bruma Finance or DirectAxis.

Recent Articles

Featured Turn your debt around in 6 months

For many of us, January is the month to set goals, find renewed motivation, and make changes to areas of our lives where we feel that they’re needed. But let’s be honest, as the year and the motivation dwindles, these goals are often forgotten.

Which bank offers the best home loan?

Applying for a home loan can be a stressful experience – from filling out the paperwork to comparing the interest rates and navigating all the potential red tape. But it needn’t be.

6 smart ways to select the best medical scheme

It’s important to belong to a medical scheme that offers great benefits at affordable prices. However, due to insufficient knowledge, many people find themselves paying higher premiums for a medical scheme which does not even meet their needs.

Calculate your vehicle finance instalments

You’ve dreamed of a set of wheels since you can remember, and now that you’re a responsible adult with a steady income, you’re ready to take on funding to make this dream a reality. But what kind of vehicle finance options are available to you? Justmoney gives you the rundown.

Deals

Wimpy Cheese Griller Brekkie Special

Price: R49.90
When: Until 9 September
Where: Nationwide

Mowana Spa Me Time Indulge Special

Price: R899
When: Until 31 August
Where: Fourways

Premier Hotels Weekend Getaway Special

Price: From R540
When: From 1 September
Where: Nationwide