Guiding consumers since 2009

Smart shopping with Mastercard this Father’s Day

By Danielle van Wyk

For many the mere idea of navigating through bustling shopping centres and standing in long queues, is a nightmare. It is for this reason that the world of online shopping has really taken off. Ahead of your Father’s day shopping, Mastercard has shared a few tips on how to be a savvy online shopper.

-Become familiar with the e-tailer: “Review previous customer ratings and reviews as this often provides good insight about overall customer service and the quality of the items sold. Also check out their return and refund policy before placing your order. MasterCard recommends that if you are buying from an online store outside of your country, that you familiarise yourself with the current exchange rates. To ensure that dad gets his gift in time, find out how long it will take to arrive,” stated Mastercard.

-Deliver smart solutions: It is always useful to enquire about the store’s delivery policy before purchasing. While most stores offer free delivery for items under a certain amount, other’s charge. In this case it is would be worth your while to look into getting the item delivered to your nearest local store branch.

“Don’t forget, most stores now offer options to personalise your gift. They will wrap it and include a special note from you to make him feel extra special,” added Mastercard.

-Go cashless and save – Mastercard is for the most part an accepted brand, globally, making shopping anywhere that much easier.

“If you have a profile already set-up with a retailer and have your card-on-file, be sure to keep track of your spending to ensure you don’t blow your budget. These digital payment solutions give you full control,” Mastercard explained.

-Buying made easy: All it takes is the downloading of the MasterPass app.

As in the case of most mobile wallets, you can load your card into the app, allowing you to be bypass remembering card details. This in turn makes shopping a whole lot more convenient.

-Ensuring your security, conveniently: “Online retailers that offer MasterCard SecureCode  are serious about protecting you. This one-time-pin offers you security when shopping; it authenticates your identity at the time of purchase and is quick and easy to use. The best way to pay is online and with more than 575, 000 online retailers supporting transactions made with SecureCode, the digital ecosystem is more secure.

“You also have peace of mind knowing that your transactions get independent approval every time. Working with your existing MasterCard account, it is easy to activate and does not require downloading,” said Mastercard.

 Handy Tip: If you have an issue managing your spending habits and subsequently your debt, apply for debt counselling here. 

Recent Articles

Featured What’s the deal with underwriting?

When you apply for a long-term insurance policy, a financial adviser will ask some personal questions about your lifestyle, family history, health, and even ask you to take some medical tests. This process is called underwriting, but is it really necessary?


How are you taxed on your retrenchment package?

Unemployment is one of the biggest problems in South Africa. The emergence of the Covid-19 pandemic has exacerbated the situation with a lot of companies retrenching their employees.  When retrenched, you’ll receive a retrenchment package, but do you know how much tax you’re liable for?

Car repossessed – don’t be taken for a ride

When the country is facing an economic downturn, chances are your finances will feel the pinch. This can lead you to make bad financial decisions such as skipping your vehicle payments. But every decision has consequences and if you don’t pay your instalment, the bank will repossess your car. But what can you do when this happens?


Why you should consider gap cover

Your medical aid should protect you from incurring large medical bills when you’re sick. But what if your plan doesn’t cover the full cost of your medical expenses? We got in touch with insurance experts to find out whether gap cover is worth having.


Office furniture at discounted prices at BDK

Price: Available on request
When: Daily
Where: Johannesburg

Da Vincis Happy Hour Special

Price: Available on request
When: Daily
Where: Cape Town

Use your Absa card and get 30% cashback at Dis-chem

Price: Available on request
When: Daily
Where: Nationwide

Latest Guide

Guide to debt rehabilitation solutions