If you are a keen golfer, kayaker, skier, or play another sport where you have to buy expensive equipment you may want to consider Hollard’s latest offering: the Sporting bundle*. It’s insurance cover which you can bolt onto your portable possessions cover. Portable possessions cover typically insures items that you take out of your home from time to time which aren’t covered by your household insurance.
“It provides cover for the loss of or damage to your sports equipment while in use and includes items such as diving and golfing equipment, bicycles, surfboards, paddle skis, kayaks, canoes, kite boards, windsurfing boards as well as sailboards, to mention a few. It also provides cover for loss of or damage to any additional accessories or equipment that do not form part of your standard sports equipment, such as GPS units, helmets, gloves and other protective clothing and gear; even vehicle accessories such as a roof rack or a bicycle rack,” explained Deanne van Doesburgh from Hollard.
The Sporting bundle also provides cover for aspects of the sports world that you may not have considered, such as liability cover. “This answers the question of what happens if you fall during a cycle challenge and cause three other cyclists to take a tumble too. Forming part of your personal liability cover, the policy will respond to any legal liability to a third party who is injured or dies, or has damage to their property,” said Deanne.
The Sporting bundle will also provide cover for an emergency ‘pick-up’ and return the sportsperson to their car, home or place of safety if suffering from fatigue, dehydration or any other non-medical cause.
“If, however, it is a sports-related medical emergency, the Sporting bundle provides access to medical assistance, which includes medical advice and medical referrals. It also provides roadside emergency stabilisation and transportation to an appropriate medical facility as well as inter-hospital transfers if the closest medical facility cannot provide the treatment required,” she adds.
The cover also caters to golfers with sharp skills. “Golfers will be pleased to know that Hollard’s Sporting bundle also includes hole-in-one cover that will provide you with R5 000 should you hit a hole-in-one and need to foot the celebratory bill at the 19th hole,” said Deanne.
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* The Hollard Sporting bundle is not available to professional athletes who earn an income or sponsorship fees from their sporting activities.