We find out how you can bank with savvy, to best manage fees and charges.
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Could you save by relying on cash rather than a card?
By Harper BanksCash has proven to be resilient during the pandemic, with research showing an uptick in its use. We find out why cash has remained king in South Africa, and we then look at the benefits of using cash.
Read MoreCardless vs. card-based cash withdrawals: A costly convenience?
By Staff WriterHave you ever arrived at an ATM to find a long queue, awaited your turn, and only then realised that you’ve left your card in your car? Or, having opened your wallet to pay your domestic worker, suddenly remembered that you spent the last of your cash?
Read MorePitfalls of keeping savings in a bank account
By Harper BanksWe often believe that transferring a portion of our income to a separate savings account is the most effective way to grow our wealth. However, there are pitfalls to doing this.
Read MoreShould you authorise a minor on your credit card?
By Harper BanksIf you have children who need to move around independently, it may be practical to authorize them as users on your credit card. However, is this the right thing to do?
Read MoreHow criminals can hack into your bank account
By Joshua WhiteInternet-based fraud is constantly on the rise. We take an in-depth look at email and SMS scams, and SIM swaps.
Read MoreWhat happens to the interest on your tax-free savings?
By Harper BanksYou may be interested in investing your savings in a tax-free savings account (TFSA). However, the amount you’re allowed to save in this kind of account is capped. So, what does this means for any interest you earn above the limit?
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