Bestmed Rhythm 2 Plan (Was Bestmed Pulse 1: More than R 10 501 p.m.)

Quick Summary

• Monthly contributions from R2,747
• Unlimited network GP visits 
• Comprehensive hospital cover
• Day-to-day benefits included
• No savings account to manage

Can you afford comprehensive medical aid? Use our free budget calculator to see how Rhythm 2 fits into your monthly expenses and take control of your financial life.

What is the Bestmed Rhythm 2 Plan?

Bestmed Rhythm 2 is a Network medical aid plan for younger, healthier members. It offers unlimited hospitalisation coverage and consultations with family practitioners and specialists with specified out-of-Hospital benefits. GEMS Medical Aid

The Rhythm options are ideal for you if you are seeking an income-based option, you are comfortable with making use of Designated Service Providers (DSPs) within the Rhythm network, and if you are looking for unlimited primary healthcare and hospital cover. Bestmed

Whether you're a young professional, starting a family, or simply want comprehensive medical cover with straightforward benefits, Rhythm 2 provides the protection you need through a carefully selected network of quality healthcare providers—all without the hassle of managing a medical savings account.

How does the Bestmed Rhythm 2 Plan work?

The Bestmed Rhythm network covers most out-of-hospital services. However, members will still be required to go to a DSP. Some preventative care benefits are available from Scheme risk benefit. Benefits relating to conditions that meet the criteria for PMBs will be covered. Bestmed

The Rhythm network model explained:

• Hospital network: Mediclinic (MC) hospitals. In areas where there are no NHN or MC hospitals, DSP hospitals apply. Bestmed

• GP access: Unlimited GP consultations. Subject to Rhythm GP network. Bestmed

• Specialist consultations: The Bestmed Rhythm GP will refer the member to a Rhythm Specialist DSP. Limited to M = R1,742, M1+ = R2,903. Subject to Rhythm Specialist DSP network. Bestmed

• No savings account: No savings account available. Day-to-day benefits are available. Bestmed

• Risk-based benefits: All claims paid from scheme risk according to benefit limits, not from a personal savings account

Why choose Rhythm 2?

• No need to manage or monitor a savings account

• Predictable monthly contributions

• Straightforward claims process

• Unlimited GP access for primary healthcare

• Comprehensive hospital cover with PMB protection

• Day-to-day benefits for essential services

Understanding the difference between medical schemes and hospital insurance helps clarify why this comprehensive network option offers better value than basic hospital plans.

What are the benefits of the Bestmed Rhythm 2 Plan?

The Rhythm 2 plan offers various in-hospital benefits, including international travel coverage, internal prostheses, scans, oncology, organ transplants, maternity and postnatal care, and other advantages. GEMS Medical Aid

In-Hospital Benefits:

• Unlimited hospital cover for PMB conditions at DSP hospitals

• Bestmed will only authorise admissions to DSP hospitals

• Internal and external prosthesis coverage (vascular prosthesis limit applies, DSPs apply)

• PMB conditions covered in full

• Approved PMBs at DSPs

• PET scans - PMB only (subject to pre-authorisation)

• Limited to R17,414 per family per annum for certain benefits Bestmed

Out-of-Hospital Day-to-Day Benefits:

• Unlimited GP consultations within the Rhythm GP network

• Rhythm Network Provider specialist consultations (limited to M = R1,742, M1+ = R2,903 per family per annum)

• Approved PMB services only for certain specialist care

• Day-to-day benefits covered from scheme risk Bestmed

Preventative Care & Screenings:

• Flu vaccinations for children under 2 years and high-risk adult groups

• Department of Health childhood immunisation schedule (babies and children)

• Contraceptives for all females of child-bearing age (limited to R2,200 per beneficiary per year)

• HPV vaccination for females 9-26 years of age (vaccinations funded at MRP)

• Mammograms for females 40 years and older (once every 24 months)

• PSA tests for males 50 years and older (once every 24 months)

• Pap smears for females 18 years and older (once every 24 months) Bestmed

Maternity Benefits:

Register for the maternity care program by emailing maternity@bestmed.co.za or calling 012 472 6797. The program provides:

• One 2D ultrasound scan at 2nd trimester (between 20 to 24 weeks) at a GP, gynaecologist, or radiologist

• Comprehensive maternity support and information

• Access to 24-hour medical advice line

• Tempo wellness benefits throughout pregnancy Bestmed

Chronic Condition Management:

Cover for 26 PMB chronic conditions plus additional chronic care through DSPs, subject to registration, clinical protocols, and medicine formularies.

International Travel Cover:

International travel coverage included, providing emergency medical support when traveling abroad. GEMS Medical Aid

Tempo Wellness Programme:

The Bestmed Tempo wellness programme is focused on supporting you on your path to improving your health and realising the rewards that come with it. Tempo Lifestyle Screening for adults (beneficiaries 16 years and older) includes one of each screening per year per adult beneficiary. Bestmed

Learn more about which preventative screenings are covered by medical schemes and maximize these benefits.

Monthly Contributions and Key Information

The table below sets out the Bestmed Rhythm 2 plan contributions and comprehensive benefit details:

Note: Contribution rates shown reflect 2025 pricing and are subject to annual adjustments. Always verify current rates directly with Bestmed before joining.

Budget Smart: Starting from R2,747 per month with no savings account to manage makes budgeting simple. Use the JustMoney Budget Calculator to ensure medical aid fits comfortably within your financial plan.

If you're switching medical aid schemes, continuous cover can help you avoid waiting periods. Learn about changing from one medical scheme to another effortlessly.

Take Control of Your Financial Health Today

Choosing the right medical aid is a crucial financial decision for young professionals and families. At JustMoney, we provide the tools and resources you need to take complete control of your financial life.

Free Budget Calculator

Can you afford R2,747+ per month for comprehensive medical aid? Our Budget Calculator helps you:

• Track your monthly income and expenses accurately 

• Identify areas where you can save money for medical aid 

• See exactly how much you can allocate to healthcare and other priorities 

• Plan for future financial goals alongside medical cover 

• Make informed decisions about your healthcare spending 

• Balance medical aid with other insurance needs and lifestyle expenses

With Rhythm 2's straightforward structure and no savings account to manage, budgeting becomes simpler. Use our free Budget Calculator now and discover how this comprehensive network plan fits into your financial picture.