FNB Fusion Aspire (Was Gold Cheque)

Switch to FNB Fusion Aspire for R120 per month and get a transactional account with a built-in credit facility for one monthly account fee.

The account is designed for customers who want everyday banking, access to credit, family banking benefits, and eBucks Rewards in one bundled account.

Tip: Check your credit score to see what financial products you may qualify for.

Why choose FNB Fusion Aspire?

FNB Fusion Aspire gives you the convenience of transactional banking and credit access in one account. You can bank digitally, buy prepaid airtime, data and electricity, send money using eWallet, and access selected cash withdrawals and deposits at no extra cost within your monthly cash bundle.

What’s included?

• Unlimited transactional banking.
• Buy prepaid airtime, data and electricity using digital channels.
• Make one eWallet send at no additional cost using the FNB App.
• Withdraw and deposit cash of up to R2,000 at no cost using FNB ATMs.
• Withdraw Cash@Till at Pick n Pay and selected Spar retailers at no cost within your cash bundle.
• Up to 30 days interest free on card purchases with an FNB Fusion Aspire credit facility.
• Access to credit solutions such as credit card, temporary loan, home loan and vehicle finance.
• Save while you spend with Bank Your Change on every card swipe into your linked savings.
• Access to a dedicated team of bankers 24/7 via Secure Chat on the FNB App and Aspire Suite.

eBucks Rewards

With FNB Fusion Aspire, you can earn eBucks when you buy groceries, fuel, bus tickets, or health and beauty products.

• Up to R450 back in eBucks at Pick n Pay, Pick n Pay asap! and Pick n Pay Clothing.
• Up to R0.60/litre back when you pay for fuel at Engen with your FNB Fusion Aspire Card.
• Up to a total value of R2,500 Real-Time Payments bundle, including PayShap, Instant Payment, and Pay & Clear Now, at no extra charge per month.
• Unlock a R1,500 sneaker voucher every year.

Family banking

FNB Fusion Aspire products are also available to an FNB Aspire customer’s spouse or partner. Your spouse or partner gets 50% off their monthly account fee, regardless of their income.

FNB Fusion Aspire fees

All fees are VAT inclusive and effective from 1 July 2025 to 30 June 2026.

Key features

Overdraft facility

You may qualify for an overdraft facility to help manage payments when funds are low.

Linked savings account

FNB Fusion Aspire gives you access to a linked savings account, helping you set money aside more easily.

Credit options

You can access short-term credit, such as Temporary Loans, as well as longer-term options including Personal Loans, Home Loans, and Car Finance.

WhatsApp messaging

WhatsApp messaging is included at no extra cost.

FNB Connect benefits

You can get up to 15% back in data on your FNB Connect SIM plan.

Frequently asked questions

What income do I need to qualify for FNB Fusion Aspire?

You need an annual income between R42,000 and R450,000 to qualify for the FNB Fusion Aspire Account.

What’s the difference between Fusion Aspire and Aspire Current Account?

FNB Fusion Aspire includes a built-in credit facility with your transactional account for a single monthly fee. The FNB Aspire Current Account is for customers who want a current account with no credit facility.

Can my spouse get the same account?

Yes. FNB Fusion Aspire products are available to an FNB Aspire customer’s spouse or partner, and they qualify for a 50% discount on the monthly account fee regardless of their income.

How much can I withdraw for free?

You can withdraw up to R2,000 at no cost using FNB ATMs. Thereafter, withdrawals cost R11 per transaction from an FNB ATM.

The bottom line

FNB Fusion Aspire may suit customers who want one account for everyday banking, credit access, digital banking benefits, eBucks Rewards, and family banking savings.

Fees are subject to change. Information is accurate for the fee period July 2025 to June 2026.

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