FNB Savings Account

Why choose the FNB Savings Account?

This account is ideal for anyone looking to build savings with flexibility and efficiency:

• Instant access: Withdraw your funds whenever needed; no notice period required
• Zero monthly fees: No recurring charges, just pure savings growth
• Tiered interest rates: Earn more as your balance increases

Tip: Enjoy personalised interest rates when you take out a personal loan from a reputable provider.

FNB Savings Account features

Smart savings with Bank Your Change

Enhance your savings automatically. Every time you use your FNB card, choose to round up your purchase by R2, R5, R10, or R50, with the extra added straight to your Savings Account.

Flexible transfers and reinvestments

Set up scheduled transfers or reinvest funds easily by sending money from your primary transactional account. Please note: you cannot pay directly from your Savings Account. Transfers may take up to two business days to appear.

Digital convenience

Open and manage your account via FNB Online or the mobile app. Track your savings progress, receive updates, and stay in control at all times.

Account specifications & rates

* Rates vary by balance tier and reflect the Simply Save product's current structure.

How to open your FNB Savings Account

1. Initialise the process: Visit the FNB product page or JustMoney's listing for the savings account
2. Submit your application: Provide your personal details via FNB Online or the FNB app
3. Start saving: Begin with any amount from R1, set up recurring transfers, and activate Bank Your Change to start growing your savings effortlessly

Tip: Check your credit score to determine if you may qualify for financial products.

Notes

You will only be allowed to do scheduled payments from your Primary Transactional Account to your Savings Account and transfers between your Primary Transactional Account and Savings Account. You cannot use your Savings Account to make payments. This can take up to two business days to reflect.

The FNB Savings Account delivers flexible, effortless saving with no monthly costs and tiered interest to help your balance grow. If you'd like help picking the right plan or setting up Smart Saving tools, visit JustMoney or contact FNB's support team.