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Nedbank SAA Voyager Premium Credit Card

Get extraordinary benefits with unprecedented travel rewards. The fastest SAA Voyager Miles earn rate on your everyday spend when swiping your card for all eligible spend.

29 November 2025

Quick summary

Earn 1 mile per R6 (Amex) • 19,000 bonus miles on first SAA ticket • Unlimited lounge access • R6m travel insurance • Annual fee R2,185

Can you afford a premium travel credit card? Use our free budget calculator and check your credit score before applying.

Key premium benefits

Accelerated miles earning:

  • 1 mile per R6 (Amex) vs 1 per R10.50 (Mastercard)
  • 19,000 bonus miles on first SAA ticket
  • 15,000 bonus miles at R300,000 annual spend
  • Double miles during the first month
  • Additional 1 mile per R1.60 on SAA flights
  • 2,500 enrolment bonus for new Voyager members

Enhanced companion tickets:

  • R100,000 spend = Continental companion ticket (vs R120k Gold)
  • R200,000 spend = Global companion ticket (vs R220k Gold)
  • R1,000,000 spend = Additional global companion ticket
  • Exchange global for 2 domestic companion tickets
  • Donate tickets to others

Premium lounge access:

  • Unlimited access to SAA-owned Premium lounges
  • Free access for supplementary cardholders and companion ticket holders
  • Locations: OR Tambo, Cape Town, King Shaka International
  • Valid Premium Card must be presented
  • Travel must be on SAA-operated flights

Superior travel insurance:

  • Automatic basic travel insurance up to R6,000,000 (vs R4m Gold)
  • 20% discount on top-up insurance (vs 10% Gold)
  • Coverage for you, partner, children, and supplementary members

Lifestyle benefits:

  • 15% off Wine-of-the-Month Club or 25% off first Club pack
  • 60% off Nu Metro Xtreme tickets, 50% off 2D/3D/VIP
  • 50% off refreshment combos
  • Preferential debit interest rates
  • One extra piece of luggage on SAA flights

Fees and eligibility

Fee type Amount
Annual service fee R2,185
Monthly credit facility fee R34
First supplementary card Free
Additional supplementary cards R45 per month each
Replacement card fee R160
Card swipes / purchases R0 (Zero charges)
Interest-free period Up to 55 days
Minimum monthly repayment 5% of outstanding balance
Cash withdrawal - own bank ATM R4.00 + R1.32 per R100 or part thereof
Cash withdrawal - other bank ATM R7.00 + R4.00 + R1.32 per R100 or part thereof
Cash withdrawal - bank branch R35.00 + R1.32 per R100
Cash withdrawal - overseas R40.00 + R1.32 per R100
Cash deposit - own bank ATM R10.00 + R1.32 per R100 (min R17)
Balance enquiry - own bank ATM Free
Account payment - own bank ATM R8.00
Transfer fee - ATM R4.00
Transfer fee - bank branch R35.00
Garage transaction fee R5.00
Internet banking fee R16.00
Voyager programme enrolment Automatic (no additional fee)
Foreign exchange fee 2% on all foreign transactions
Virtual cards Free (up to 5 cards)
Same-day card replacement Included with delivery

Note: All fees are subject to change. Always verify current fees with Nedbank before applying.

Who should choose Premium over Gold?

Choose Premium if you:

  • Fly SAA regularly (lounge access alone is worth thousands annually)
  • Spend R100,000+ annually
  • Value unlimited lounge access
  • Need R6m travel insurance
  • Can afford the R2,185 annual fee + R25k/month income requirement
  • Prefer faster miles earning (R6 vs R6.50 per mile)

Stick with Gold if you:

  • Fly occasionally (2–3 times per year)
  • Spend under R100,000 annually
  • Don't need unlimited lounge access
  • Prefer a lower annual fee (R754 vs R2,185)
  • Earn R6,600–R25,000/month

Take control of your financial life

Premium cards require premium income. Ensure you meet the R300,000 annual income requirement and can justify the R2,185 annual fee through actual travel usage.

Check your budget | Check your credit score | Compare travel cards

Disclaimer: Information current as of November 2025. Verify all details with Nedbank before applying. Premium cards require substantial income and spending to justify costs.

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