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Car maintenance plan, service plan, and warranty: What are the differences?

Car maintenance plan, service plan, and warranty: What are the differences?

27 January 2021 · Isabelle Coetzee

When you buy a car, it may come with a maintenance plan, service place, and a warranty. But do you know the difference between these? We define these concepts and outline how they will benefit you.

Does your business have cyber insurance? Here’s why it should

Does your business have cyber insurance? Here’s why it should

25 January 2021 · Isabelle Coetzee

Imagine your business falls victim to a data breach today. All your clients, who trusted you with their personal information, are now at risk. This is a horrible reality that many businesses have to face nowadays. But did you know that you can g...

Should you strive for an excellent credit score?

Should you strive for an excellent credit score?

24 January 2021 · Athenkosi Sawutana

We often hear from financial experts that we should improve our credit score because it puts us in good stead with the credit providers – and it really does. When you have a good credit score, you’ll be in a favourable position to ...

What are the benefits of living in a “Zoom Town”?

What are the benefits of living in a “Zoom Town”?

21 January 2021 · Isabelle Coetzee

With many careers moving online, work-from-home employees have realised they can live in smaller suburbs or towns at a lower cost and enjoy the benefits of a slower lifestyle, while keeping their jobs.

You can’t cash cheques anymore in South Africa – we find out why

You can’t cash cheques anymore in South Africa – we find out why

19 January 2021 · Isabelle Coetzee

In November 2020, the South African Reserve Bank (SARB) announced that cheques would be discontinued from 1 January 2021. But what guided this decision? We have a look at what the pitfalls have been of using cheques, and the consequences of remo...

The perks of investing in student accommodation

The perks of investing in student accommodation

18 January 2021 · Isabelle Coetzee

With the constant influx of new students entering tertiary institutions, there’s usually a steady demand for student accommodation. As an investor who’s interested in the property market, should you consider student accommodation?

Are you financially secure enough to buy your first home?

Are you financially secure enough to buy your first home?

14 January 2021 · Isabelle Coetzee

When you buy your first home, you need to make sure you’re in a secure financial position so that you can stay afloat in spite of your increased financial responsibility. But are you aware of all the costs you’ll have to carry?

If someone had your medical aid details, could they benefit in your name?

If someone had your medical aid details, could they benefit in your name?

13 January 2021 · Isabelle Coetzee

With credit fraud on the rise, most of us know the importance of keeping our general personal details safe, such as ID number, home address, and contact details. But were you aware of the need to keep your medical aid or insurance details safe?

Can your insurance application be rejected because of your credit score?

Can your insurance application be rejected because of your credit score?

12 January 2021 · Athenkosi Sawutana

A credit score is used by lenders to determine how likely it is that you will repay a loan on time. It is also a factor in interest rates and loan qualifications. But can it be used to determine the success of your insurance application?

How to budget for charity and balance it with your savings

How to budget for charity and balance it with your savings

11 January 2021 · Isabelle Coetzee

Charity is not a compulsory expense and thus it is usually excluded from budgets. However, if you donate money on the spur of the moment, it could throw your budget off course. We look at how you can budget for goodwill, and how you can give whe...

How to keep your vehicle safe while you’re out on the road

How to keep your vehicle safe while you’re out on the road

10 January 2021 · Isabelle Coetzee

If you plan to drive to a holiday destination, you’re probably aware of how dangerous it can be to get stranded on the side of a road in the middle of nowhere. By making the right preparations, you can keep yourself out of this pickle.

What do financial advisers actually assist you with?

What do financial advisers actually assist you with?

7 January 2021 · Isabelle Coetzee

It seems straightforward to assume that a financial adviser will assist you with your finances. But have you really considered what that would entail? Does a financial adviser do your taxes for you? What role do they play in assisting you with f...

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