Articles by Fiona Zerbst
Should you withdraw from your two pot pension or take a loan?
Considering a two-pot withdrawal or personal loan? Learn the costs, tax implications, and trade-offs to help you choose the right option.
How to earn money online in South Africa: 15 legitimate ways that pay
Discover 15 legitimate ways to earn online in South Africa. Get realistic income ranges, critical scam warnings, and essential SARS tax tips.
Are payment holidays a wise idea in South Africa?
Before taking a payment holiday in South Africa, understand the costs, credit score impact, and better alternatives for your situation.
Will debt consolidation hurt your credit score?
Worried debt consolidation will hurt your credit in South Africa? Learn how it impacts your credit score, card use, and long-term financial health.
Personal loan vs credit card: Which is more affordable in 2026?
Compare interest rates, fees, and total repayment costs of personal loans and credit cards in 2026. See real-world examples, expert tips, and tools to help you save.
How to qualify for a debt consolidation loan in South Africa
Learn whether you qualify for a debt consolidation loan in South Africa. Discover requirements, benefits, and how it can help pay off your debts.
Understanding debt consolidation loans
Confused about how debt consolidation loans work? Learn the pros and cons, and the credit score impact in South Africa.
How to get a business loan in South Africa
Learn how to secure a business loan in South Africa. Discover what banks require, the types of business loans available, and tips to prepare a strong business plan.
Struggling with car payments? Here’s how selling your car may help
Learn how to sell a financed car in South Africa, settle your vehicle loan, avoid default, and explore your debt counselling options.
How to calculate your income tax in South Africa
Learn the step-by-step method to work out your income tax for the 2025/26 tax year, with SARS tables, real-life examples, and free tools to make filing season stress-free.
Which savings accounts offer the best interest rates?
Discover the top South African savings accounts in 2025 – compare interest rates, digital options, notice accounts, fixed deposit accounts, and TFSA choices to beat inflation.
How long does vehicle finance approval take?
Find out how long vehicle finance approval typically takes in South Africa and how to speed up the car financing process with the right preparation.