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Should you take out a loan or rent-to-own?

Should you take out a loan or rent-to-own?

27 June 2022

We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.

What’s the minimum income for a car loan?

What’s the minimum income for a car loan?

20 June 2022

When you apply for vehicle finance, your lender will consider several factors when assessing your application, including your income.

How Gen Zs are using their credit cards

How Gen Zs are using their credit cards

8 June 2022

Gen Zs have a unique perspective on credit cards and managing credit card usage. We consider these patterns, and what we can learn from them.

Is it worth refinancing your car?

Is it worth refinancing your car?

5 May 2022

Vehicle finance is a long-term commitment. Once you sign on the dotted line, you’ll be locked into a contract for several years. However, it is possible to renegotiate your terms via vehicle refinancing.

How a credit card can raise your credit score

How a credit card can raise your credit score

27 April 2022

Credit cards allow you to buy now and pay later. But did you know that they can also be used to improve your credit score? We find out under which circumstances this is true.

Can you afford the loan you qualify for?

Can you afford the loan you qualify for?

13 April 2022

You’ve applied for a loan, and you find that you qualify – but can you afford it? The distinction may not have occurred to you, but it’s important to consider it before putting pen to paper.

Will debt consolidation ruin your credit reputation?

Will debt consolidation ruin your credit reputation?

4 April 2022

If you’ve been struggling to juggle your credit obligations, you may be considering debt consolidation. However, what would this mean for your credit score? We find whether there are any implications.

How to ask your partner for financial help

How to ask your partner for financial help

27 March 2022

When unexpected expenses come your way, the wisest course may be to ask your partner for help. We have a look at the importance of getting organised before you approach your partner.

How to qualify for a consolidation loan

How to qualify for a consolidation loan

24 March 2022

We find out debt consolidation differs from debt counselling, and we consider how you can qualify.

Can you view a family member’s credit report?

Can you view a family member’s credit report?

16 February 2022

Family members are often afforded certain privileges in relation to one another. But does this extend to gaining access to family members’ credit reports?

How quickly must you repay your student loan?

How quickly must you repay your student loan?

7 February 2022

It can take months to find a suitable job after you graduate, and you may be worried that you won’t be able to repay your student loan on time. We find out about the grace periods that student loan providers offer.

Request your credit report from the right bureau

Request your credit report from the right bureau

20 January 2022

With so many different credit bureaus in South Africa, it may be difficult to decide which one to approach to access your credit report. We have a look at what you should be aware of when selecting a credit bureau.

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