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Should you use credit or pay with savings?

Should you use credit or pay with savings?

18 November 2021

Imagine you need to figure out whether you should pay for an item with your savings, or buy it on credit. We have a look at which option makes most financial sense.

Can you see who’s viewed your credit report?

Can you see who’s viewed your credit report?

14 November 2021

What if a third party attempts to gain access to your credit report? We have a look at whether you’re able to see who has requested your credit report, and how - or whether - access has been achieved.

Are home loans the only way to pay for property?

Are home loans the only way to pay for property?

4 November 2021

A home loan isn’t the only solution to paying for property. There are alternative means that you could explore.

Taking out a student loan? First read this

Taking out a student loan? First read this

24 October 2021

If your dream career requires a tertiary education, you will have to find a way to fund your student expenses. We have a look at who should take out a student loan. 

Should you authorise a minor on your credit card?

Should you authorise a minor on your credit card?

14 October 2021

If you have children who need to move around independently, it may be practical to authorize them as users on your credit card. However, is this the right thing to do?

How to reduce your risk of identity theft

How to reduce your risk of identity theft

12 October 2021

Imagine your friend is a victim of identity fraud. We have a look at what this entails, and we find out what you can do to avoid getting into this situation yourself.

Q&A - Are you “adversely listed”?

Q&A - Are you “adversely listed”?

3 October 2021

Understanding adverse listings can be complicated. To help us come to grips with it all, Kriben Reddy, vice president at TransUnion Consumer, joined us for a Q&A session.

Can your credit score revert to zero?

Can your credit score revert to zero?

27 September 2021

If you’ve settled your credit-bearing accounts and you decide to close them, would your credit score eventually return to zero?

Don’t let your credit score hinder your hiring

Don’t let your credit score hinder your hiring

26 September 2021

While filling out a job application, you may notice that your prospective employer would like your permission to view your credit report. But is this acceptable, or is it an invasion of your privacy?

How long does debt reflect on your credit score?

How long does debt reflect on your credit score?

14 September 2021

If you’ve ever had debt that you didn’t manage well, you may have wondered how long the debt would remain, or be retained, on your credit score. This is known as a “retention period” and it is governed by the law.

Is an average credit score better than a zero?

Is an average credit score better than a zero?

13 September 2021

If you have a credit score of zero, you may be reluctant to start building it, for fear of it being average for a time. However, is sustaining a credit score of zero a sensible strategy?

Does reversing a debit order impact your credit score?

Does reversing a debit order impact your credit score?

31 August 2021

You are in control of your debit orders. If you’re dissatisfied, you’re allowed to reverse or stop it. However, what does this mean for your credit score?

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