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Refinance your car or pay off the existing loan?

Refinance your car or pay off the existing loan?

18 May 2021

When the economic climate and your personal circumstances change, it’s a good idea to review your finances to match your current financial state. Refinancing your car loan is one of the things you could consider. But is it a good idea or ...

Does your credit score take a hit when you request a vehicle finance quote?

Does your credit score take a hit when you request a vehicle finance quote?

11 May 2021

Before you’ve had a chance to assess your credit score, you decide to get a basic quote on vehicle finance and find out where you stand in terms of credit. But you quickly find out that this impacts your credit score.

Why can’t you build your credit score before the age of 18?

Why can’t you build your credit score before the age of 18?

9 May 2021

When you turn 18, you will likely become interested in vehicle finance in order to claim your transportation independence. Alternatively, you may be interested in a credit card or insurance. However, your lack of a credit score may hinder your a...

Don’t fall for these credit repair scams

Don’t fall for these credit repair scams

6 May 2021

You may have received a notification from someone claiming that they can fix your credit score in a matter of days. Unfortunately, this is too good to be true.

How to protect yourself from financial fraud

How to protect yourself from financial fraud

4 May 2021

Financial fraud is prevalent in South Africa, as it is globally. According to the South African Banking Risk Information Centre (SABRIC), cybercrime, in particular, is becoming even more common than ‘traditional’ bank crimes. In 20...

You can improve your credit score - here's how

You can improve your credit score - here's how

29 April 2021

Regardless of your situation, there are always steps you can take to improve your credit score. In this article, we’ll show you how you can achieve this with some planning and discipline.

Why are there different credit bureaus in South Africa?

Why are there different credit bureaus in South Africa?

28 April 2021

You have probably heard about the larger credit bureaus in South Africa, such as Experian and TransUnion. But did you know that there are many more registered credit bureaus in the country?

Should you take out a personal loan for home renovations?

Should you take out a personal loan for home renovations?

27 April 2021

You have secured yourself a home, which may include a beautiful garden or patio, and an interior you’ve decorated to your unique taste. But what if you’d like to upgrade it even further? One option is to take out a personal loan an...

Is it worth taking out debt to build your credit score?

Is it worth taking out debt to build your credit score?

5 April 2021

The only way that you can build your score is to apply for credit and maintain it well. This then begs the question: should you take out debt to help you build your credit score?

What are the differences between secured and unsecured loans?

What are the differences between secured and unsecured loans?

11 March 2021

Do you know whether your chosen loan is considered “secured” or “unsecured”? We have a look at what each of these refer to, as well as the impact this has on your repayments.  

What makes a personal loan “personal”?

What makes a personal loan “personal”?

10 March 2021

If you’re interested in taking out credit, you may have been advised to take out a personal loan. But what makes it “personal”, and do you have any other options?

This is what you need to know about home loans

This is what you need to know about home loans

1 March 2021

In order to afford a home in South Africa, many people take out home loans. But what exactly is a home loan, and how should you go about getting one?

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