28 October 2020
There are many ways to obtain credit. It’s up to you to choose which form is suitable for your needs. But before you make that choice, it’s important to weigh the pros and cons of each.
24 October 2020
Many people would love to become home owners but don’t know or have the means to do so. However, there are many ways, and one of them includes using your pension or retirement savings to secure a home loan.
19 October 2020
Let’s say you pay your monthly instalment at your local branch. But the payment, which went through on your side, didn't show up on your creditor’s side. So they may report you to the credit bureaus and your credit score can be neg...
11 October 2020
If you’re no longer able to meet your monthly instalments on your vehicle finance, or you decide you’d like to buy a different car, will you be allowed to sell it and settle the debt?
7 October 2020
Every month you receive a statement from your credit provider explaining how they’ve calculated your next instalment and informing you of your remaining balance. But what if they’re charging you more than they should?
6 October 2020
When applying for credit, you will have to give your creditor permission to access your credit report. But how do you know whether your credit score is good enough to be approved for credit?
8 September 2020
Without a credit score abroad, you won’t be able to get decent rates for home loans or be approved for vehicle finance. We found out what happens to your credit score when you leave the country.
20 August 2020
There’s nothing wrong with supporting a loved one financially. However, there are abusers who, among other things, use financial control to trap their partner. So what are the signs you should look out for to make sure you’re not b...
29 October 2019
You know your credit score is a reflection of your personal creditworthiness. If you manage to maintain a high score, you gain access to better rates and more personal finance products. But did you know that your business can also have a credit ...
8 October 2019
Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...
7 August 2019
Justmoney takes a look at what influences the interest rate on a personal loan, the difference between secured and unsecured loans, and its impact on the interest rate.
17 November 2016
The cost of tertiary education has made headlines over the past year as students protest for cheaper (i.e. free) education. The #FeesMustFall campaign has highlighted the need for the funding of higher education. For those who cannot afford to p...
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