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Should you fix your home loan rate?

6 August 2015

First National Bank (FNB) has pointed out that fixing interest rates on your home loan requires a carefully laid out strategy.

Applications for credit decreases

25 June 2015

According to the NCR, the number of applications for credit declined from December 2014 to March 2015.

Guide to debt consolidation - is it right for you?

Guide to debt consolidation - is it right for you?

16 June 2015

This guide looks at what debt consolidation is, how it works and the benefits of using debt consolidation.

How to read and improve your credit score

16 June 2015

Understanding your credit report can be difficult, this guide provides tips and information to make it easier.

What is a section 129 letter?

18 May 2015

We look at what a Section 129 letter is, and what you should do if you are served with one. 

How much should you spend on servicing your debt?

How much should you spend on servicing your debt?

17 May 2015

Debt is a reality for most consumers, particularly in acquiring the big-ticket items such as a house or car. But how much debt is too much debt? And how much of your salary should go towards servicing this debt?

The habits of a good debt counsellor

12 May 2015

We speak the the president of the DCASA to find out what the habits of a good debt cousnellor are. 

Debt counselling abbreviations and what they stand for

7 May 2015

This guide looks at some debt counselling abbreviations and terms and what they mean.

Solutions if you cannot afford your home

21 April 2015

Anyone can run into financial difficulties from time to time. But if things get really tough there is always a way out.

Featured questions: My girlfriend and I are struggling with debt

25 March 2015

My girlfriend and I are struggling to pay all our debt. 

Retailers will grant less credit

24 March 2015

Thanks to new laws retailers are set to lend out less money. But will this mean an end to reckless lending? 

Why it will be more difficult to borrow money

17 March 2015

Amendments to the NCA have been made to put a stop to reckless lending. But some argue that it will make borrowing more difficult. 

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