Loans FAQ's

Yes you can have more than one type of loan at the same time - but before you apply for the short term loan check the required monthly payments for both loans and make sure you can afford paying both off at the same time – If you can’t afford both repayments then don’t take the short term loan.

Not found the answer to your questions? Share your question on our forum.

The loan amount you qualify for depends on a whole host of different things and it is determined by your credit profile. So, the simple answer is: we can’t tell you until you have done an application and your credit profile has been assessed.

Not found the answer to your questions? Share your question on our forum.

Interest is calculated monthly and needs to be paid monthly. Lenders will typically base their rate on your credit profile. Ask your consultant about the interest you will be paying and what fees and charges you are liable for as well. If you have a good credit record you should generally get a good rate of interest on your loan.

Not found the answer to your questions? Share your question on our forum.

If you are blacklisted, it's highly unlikely that you will get a loan since you are a credit risk, lenders will be very cautious about providing you with further credit.If you want to pay off your debt, your best option is to opt for debt management. You can apply for 

If you want to pay off your debt, your best option is to opt for debt management. You can apply for debt assistance here.

Not found the answer to your questions? Share your question on our forum.

There two possible scenarios: