What is an investment?

An investment is an asset acquired with the goal of generating an income or a value appreciation over a certain period. Within the financial space, an investment is a monetary asset purchased to provide income in the future or to be sold at a higher price for a profit.

There are so many different ways to invest your money, such as retirement funds and unit trusts, and it can be difficult to decide which one will offer you the best return for your needs.

Understanding your personal financial situation, as well as the different investment products, will help you make a decision. To assist you on your journey, here is a breakdown of the two most common investment vehicles.

Unit trust

A unit trust pools money from multiple investors into a single fund, which gets divided into shares, bonds, and property. Instead of struggling to decide where to invest, a unit trust offers you exposure to a range of assets, which are selected and managed by investment professionals. Get your unit trust here. 

Retirement fund

This fund, also commonly known as a “pension fund”, is any plan, fund, or scheme which provides or caters specifically for your retirement income. This money is purposed to be used when you retire to maintain your standard of living. For more information and a free call back, fill in your information here. 

Why invest?

Investing your money ensures long-term financial security. Life is unpredictable and expensive but making a commitment to invest is the best gift you can give yourself and your family.

Investing also prepares you for your retirement. This is essential and most people do not realise that relying on a pension or provident fund from their employer will often not be enough. Investing is the best way to ensure you are taken care of in your twilight years.

Use the retirement calculator to give you an idea of how much you should put away each month if you hope to live comfortably.

Investments through Justmoney

You can apply for investment products through a variety of investment and financial institutions. But nowadays non-banks are offering safe and simple investment offerings at the click of a button.

So where does Justmoney fit in? We act as a bridge between you and your ideal investment provider – whether you are interested in a unit trust or a retirement fund – to ensure the best offer for your investment needs.

If you have any questions about investments, refer to our handy investment guide or get in touch with us on our Contact Us page.

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