Elize Botha, managing director of Old Mutual Unit Trusts, explains what credit downgrades are. This, in light of Moody's affirmation of South Africa's credit rating. Find out more here: https://bit.ly/2JzTtIk

Every year in February, after the State of the Nation Address, the finance minister presents the budget speech. Steven Nathan, CEO of 10X Investments, explains why the budget speech is important to all South Africans.