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How does debt consolidation work?

How does debt consolidation work?

13 June 2024

We unpack the ins and outs of debt consolidation, and outline how this solution could help free you from the burden of debt.

Don’t let a debt collector bully you

Don’t let a debt collector bully you

11 April 2024

Debt collectors don’t rate highly in the public popularity stakes – often, with good reason. We outline what debt collectors may not do.

Good debt, bad debt: How to tell the difference

Good debt, bad debt: How to tell the difference

4 April 2024

“Good debt” can help you to build your future wealth, but “bad debt” can do the opposite. We outline the differences to help you make smart choices.

“What we’ve taught our children about debt”

“What we’ve taught our children about debt”

19 March 2024

Educating children about debt can help them understand financial responsibility and the value of money. We ask three parents how they’ve gone about this.

“How debt almost ruined my life”

“How debt almost ruined my life”

14 March 2024

Three South Africans talk frankly about how spiralling debt and associated challenges caused them to hit rock bottom – and how they’re clawing their way out.

Liable for someone else’s debt? Consider this

Liable for someone else’s debt? Consider this

20 February 2024

Under certain circumstances, debt incurred by your partner – or someone else – can become your problem. We examine potential scenarios, and how to handle them.

“How I got out of debt – and stayed out of it”

“How I got out of debt – and stayed out of it”

19 October 2023

It’s not easy to get out of debt, especially if you rely on credit to make it to month-end. Three South Africans share how they became, and remain, debt-free.

 Are “payment holidays” a wise idea?

Are “payment holidays” a wise idea?

23 June 2023

A payment holiday offers loan relief during temporary periods of financial stress. We consider the pros and cons of taking this form of payment relief.

How to adjust your budget to avoid debt

How to adjust your budget to avoid debt

12 June 2023

Creating a budget and revising it regularly can you help you to avoid debt. We outline methods for achieving this.

How to avoid having your car repossessed

How to avoid having your car repossessed

9 March 2023

Breaching the terms of a vehicle loan agreement can lead to car repossession. We provide some tips to avoid this costly and distressing legal scenario.

Don’t let debt defeat you

Don’t let debt defeat you

15 November 2022

Debt can be a little bit like your favourite chocolate. In small doses it can be beneficial, and quite enjoyable. However, when overindulged, it has the potential to create lasting issues.

Should you refinance your home?

Should you refinance your home?

18 October 2022

In this article, we explore the reasons you may consider refinancing your home - whether renovating, planning for your child’s education, or consolidating debt

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