All FAQs

Can I get a loan if I’m “blacklisted”?

If you have a poor credit record, you may be unable to get a loan. We explain your options, including ways to rebuild your credit status over time.

Should you use a credit card like a regular bank account?

Is it a good idea to treat your credit card like a regular bank account? We outline the key factors to consider.

Can I open a bank account for my newborn baby?

When can you open a bank account for a new baby, what does the process entail, and what are the benefits? We answer your questions.

Can an insurance company force me to use a specific panel beater?

If you need vehicle repairs, can your insurer compel you to use a specific panel beater? We outline what you need to consider.

Does JustMoney provide loans or any other financial services?

JustMoney is a South African financial solutions platform that provides users with tools and resources to make informed financial decisions.

Is it a good idea to use a credit card as a normal bank account?

I am currently under debt review and I feel that the amount I'm paying, which is the 35% of my monthly pay, is too much and I can't handle it I need a break. What can I do?

What will the monthly payment be on the credit card?

Will usage of budget facility lower my credit score? Given that the closing balance of straight facility + budget facility is way below credit limit (let’s say 20%)

If I have a credit card and I have paid it off but paid more than what I owe, is it good to leave whatever is paid more in and use the credit card as a saving account, or do I need to withdraw all the monies that are over paid?

Can I get a limit increase on my credit card?

Will I have enough to retire on?