Featured question: I have debt with African Bank
I have a debt of R 122801.58 that I owe African bank and I’m prepared to pay it back in 36 months but all the banks are rejecting me. Please give me advice. I have been to debt review but now I’m no longer interested on it I just want to settle my debt and one instalment. I’m not a homeowner either.
The reason why you are being rejected for a loan is most probably due to your affordability and your credit score. You can try communicating with your credit providers and attempt to re-negotiate your payment terms. If you do not want to go under debt counselling, then it is advised that you draft yourself a budget, taking out or even cancelling all unnecessary costs and expenditure to assist you in making your monthly debt repayments.
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Everyone has a unique investment style. However, certain characteristics can be grouped together to form “investor personalities”.
Can companies request your payslips in the hiring process?
When you apply for a new job, part of the hiring process often involves submitting a current or previous payslip to prove both your salary amount and employment.
Which savings accounts offer the best interest rates?
In South Africa, where household savings remain a national priority, there is a dire need to instil a savings culture. While there are various savings vehicles you could investigate, opening a savings account is undoubtedly one of the simplest.
Interest-free days and interest amounts – what are the limits?
When you open a credit card account with your bank, you will receive certain benefits based, in part, on your credit profile. The number of interest free days and the interest rate are among the credit conditions that will apply.
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