Guiding consumers since 2009

Featured question: Is my generator insured?

09 Dec 2014

By Staff Writer

Question:

I've heard that if I buy a generator and install it outside of my house that if anything happens (fire, etc.) that is the result of the generator that my insurance company won't cover me? Is this true?

Answer:

Each insurance company may differ from one another as each may have their own unique product available in the market with exclusions or extensions to the policy

From one source, it has been identified that it is vital that the customer inform their insurance company of the generator.

Should the generator be faulty and cause a fire for example, the insurance company may repudiate the claim if they were not notified of the generator. You may also be able to claim back from the company who produced and sold the generator as a certain warranty and approval will be compulsory on the generator.

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