27 February 2020 · Athenkosi Sawutana
When Finance Minister Tito Mboweni delivered the 2020 budget speech on Wednesday, it was a welcome surprise that value-added tax wasn’t increased.
19 February 2020 · Athenkosi Sawutana
Many people wed before they sign an antenuptial contract (ANC). This is especially practiced by people in customary marriages and those not clued up about the ANC. The law says if there’s no ANC before the wedding takes place, the marriag...
18 February 2020 · Isabelle Coetzee
Adding a product to your personal finance portfolio, such as insurance or an investment, is a big decision. Each month it will take a chunk out of your salary, and you need to ensure you can cover it.
12 February 2020 · Danielle van Wyk
With debt levels increasing at 13% more than income levels, South Africans are more debt-stressed now than arguably ever before. This is iterated by the National Credit Regulator’s (NCR) report that nearly half of credit-active consumers ...
11 February 2020 · Isabelle Coetzee
It’s common practice to assess your personal finances annually. But how often should you check in with your investments? We found out from an industry expert when you should assess your investments and how to go about doing so.
4 February 2020 · Athenkosi Sawutana
When you’re under financial strain, it’s tempting to think that you can skip your payments today and make up for it tomorrow. But the truth is, there’s no guarantee that tomorrow will be any easier financially
4 February 2020 · Danielle van Wyk
Tertiary education is extremely expensive, and even more so when your child has dreams of becoming a doctor, or lawyer for example. As a parent or guardian financing these dreams is often a concern. But it needn’t be if you plan ahead.
29 January 2020 · Isabelle Coetzee
It’s impossible to predict what your golden years will be like. The only way to ensure you’re not caught by surprise is to plan ahead. We got in touch with a financial expert to find out what you can do to ensure your medical expen...
28 January 2020 · Danielle van Wyk
Interest rate cuts are a balancing measure against inflation. The South African Reserve Bank (SARB) looks at the inflation trend and economic landscape, and makes quarterly decisions on the repo rate, which is the interest rate at which it lends to banks.
26 January 2020 · Athenkosi Sawutana
If you’re a first-time home buyer, you could be lucky enough to be approved for a 100% bond, but if you aren’t, a 10% deposit might be required. This could be a daunting prospect. However, a few financial tweaks t...
22 January 2020 · Isabelle Coetzee
As time passes, your financial products may not live up to your needs. Therefore, it’s important to take stock of what you’re paying for and adjust where necessary. We got in touch with financial advisers to find out how you can ge...
21 January 2020 · Isabelle Coetzee
When starting your own business, you may have to rely on external funding. Perhaps you qualify for a personal loan, but would it be better to take out a business loan instead? We got in touch with a specialist to find out whether it’s bes...
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