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Articles by Harper Banks

Why do you need life cover?

Why do you need life cover?

16 June 2022

Life cover is a necessary expense that many may overlook. We consider how it differs from funeral cover, and how to choose the correct cover.

Can you get a loan while under debt counselling?

Can you get a loan while under debt counselling?

13 June 2022

Debt counselling will inevitably have a positive impact on your finances, which may tempt you to acquire further credit. We consider whether this is feasible.

7 Habits to reach financial freedom

7 Habits to reach financial freedom

12 June 2022

We have a look at what financial freedom is, and we identify seven positive habits that you should follow as part of your routine.

How Gen Zs are using their credit cards

How Gen Zs are using their credit cards

8 June 2022

Gen Zs have a unique perspective on credit cards and managing credit card usage. We consider these patterns, and what we can learn from them.

A step-by-step guide on how to manage debt

A step-by-step guide on how to manage debt

7 June 2022

We have a look at the steps you can take to regain control of your debt, and we consider how you can stay motivated while working through the process.

How to invest R500 to R1,000

How to invest R500 to R1,000

30 May 2022

As your income grows or your expenses decrease, you could find that you have extra money at the end of the month. We consider how best to invest this money.

Alternatives to traditional car ownership

Alternatives to traditional car ownership

29 May 2022

In the face of rising inflation, consumers are considering alternatives to traditional car ownership. We consider three of these.

Can you avoid using a retirement fund?

Can you avoid using a retirement fund?

26 May 2022

Sceptical about having a retirement fund? We briefly consider some pros and cons of retirement funds.

When should you invest rather than save?

When should you invest rather than save?

22 May 2022

Extra cash left at the end of the month? We have a look at the differences between saving and investing, and we find out how you should decide which one to pursue.

Investing for your retirement – which product to use?

Investing for your retirement – which product to use?

18 May 2022

Retirement annuities (RAs) and tax-free savings accounts (TFSAs) - which is better when planning for your retirement?

3 Reasons for early entry to a retirement village

3 Reasons for early entry to a retirement village

17 May 2022

Your parents may envision their golden years on the porch of your childhood home. However, it is good to look at the benefits of joining a retirement village.

What do activist investors aim to achieve?

What do activist investors aim to achieve?

16 May 2022

If you had the financial means to invest in a company so that you can enact the change you want to see in the world, would you do it? There is a growing group of individuals who would, and these are known as activist investors.

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