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How to find the best personal loan for you

How to find the best personal loan for you

2 April 2023

Personal loans are not created equal, and the loan amount, while important, is not the only criterion you should consider.

 How to use your store card responsibly

How to use your store card responsibly

26 March 2023

A store card is a convenient form of credit, but discipline is required. We consider how you can maximise the benefits, and avoid racking up debt.

Affordable housing – you could own a property

Affordable housing – you could own a property

23 March 2023

With affordable housing solutions and government subsidies, the goal of owning a home may be closer than you think. We explore the options.

Your rights when defaulting on a credit agreement

Your rights when defaulting on a credit agreement

16 March 2023

Defaulting on a credit agreement can damage your credit score, but you do have recourse and rights. We outline these.

How to raise a dispute with a credit bureau

How to raise a dispute with a credit bureau

7 March 2023

Incorrect information may appear in your credit report – and you have a right to challenge it. We discuss how to raise a dispute with a credit bureau.

The pros and cons of pawnshop loans

The pros and cons of pawnshop loans

21 February 2023

A pawnshop (or collateral) loan is a fast, convenient way to obtain cash. We consider the pros and cons of these loans, and provide some useful tips.

How to cancel a contract

How to cancel a contract

9 February 2023

A valid contract is legally binding, but what if you want out? We consider legal means for exiting a contract, with or without an exit clause.

How to avoid hitting your credit limit

How to avoid hitting your credit limit

7 February 2023

Credit is a useful tool, provided you use it responsibly. We consider how credit limits are calculated, and how to manage your credit to stick within your budget.

How to make the most of your credit card

How to make the most of your credit card

4 January 2023

Credit cards come with a variety of benefits. This article provides some tips and tricks to reduce the risks and maximise the benefits of credit card ownership.

How to access credit for the first time

How to access credit for the first time

2 January 2023

This article outlines ways to access credit products in the absence of a credit score, and notes which products are best suited to first-time credit users.

Will your credit score help you to buy a property?

Will your credit score help you to buy a property?

18 December 2022

Your credit score is a key determinant of your home loan eligibility. We consider what your credit score reveals, and provide tips to help you secure a mortgage.

How lenders view your credit score, and how you can improve it

How lenders view your credit score, and how you can improve it

15 December 2022

Your credit score is not just a number. This article explains how lenders and credit bureaus view your credit score, and provides some tips for improving it.

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