Personal Loans articles

Personal loan vs credit card: Which is more affordable in 2025?

15 September 2025

Compare interest rates, fees, and total repayment costs of personal loans and credit cards in 2025. See real-world examples, expert tips, and tools to help you save.

Best personal loans in South Africa: Compare lenders and interest rates

16 April 2025

Compare personal loans in South Africa. Find the best interest rates, repayment terms, and lender options – and see if you qualify for fast approval!

Are personal loans tax deductible in South Africa?

20 March 2025

Find out if personal loans are tax deductible in South Africa, and explore tax regulations, business loan tax deductions, and tax-planning strategies.

Do foreign nationals qualify for loans in South Africa?

20 February 2025

Foreign nationals can get loans in South Africa but must meet certain criteria. Learn about loan eligibility, the application process, pitfalls, and more.

How do I know if I qualify for a loan?

12 August 2024

Lenders look at several factors when determining whether to grant you a loan. We explore these criteria, and offer tips to improve your eligibility as a borrower.

What to consider before applying for a personal loan

15 July 2024

Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.

How to find the best personal loan for you

2 April 2023

Personal loans are not created equal, and the loan amount, while important, is not the only criterion you should consider.

Is a personal loan a wise way to cover medical expenses?

17 July 2022

Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.

Why take out a personal loan?

14 July 2022

We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.

Can you afford the loan you qualify for?

13 April 2022

You’ve applied for a loan, and you find that you qualify – but can you afford it? The distinction may not have occurred to you, but it’s important to consider it before putting pen to paper.

Know the difference between a loan and a credit facility

7 November 2021

Credit options can be separated into loans and credit facilities. We asked about the differences between them.

What are the interest rates on store accounts?

25 October 2021

Opening a store account is one of the easiest ways to build your credit score. Not surprisingly, a recent report by the National Credit Regulator (NCR) found store accounts to be among the most popular credit types for South African consumers - ...

Older

info@justmoney.co.za
4th Floor, Mutual Park, Jan Smuts Drive,
Pinelands, Cape Town, 7405

Quick links

Home · Articles · Products · Tools · Media · About Us

Your credit score is ready!

View your total debt balance and accounts, get a free debt assessment, apply for a personal loan, and receive unlimited access to a coach – all for FREE with JustMoney.

Show me!