| Minimum Income | R 25 000 pm |
| Interest Rate | 20.50% |
| Max Credit Interest | 0.20% |
| Interest Free Period (Days) | up to 57 |
| Monthly Card Fee | R 50.44 |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R4,54 + R1,41 per R100 |
| Cash Withdrawal Fee - Bank Branch | R60,53 + R1,66 per R100 |
| Account Payment - Own Bank ATM | R8,57 |
| Transfer Fee - ATM | Free |
| Transfer Fee - Bank Branch | R60,53 |
| Cash Deposit Fee - Own Bank ATM | Free |
| Balance Enquiry - Own Bank ATM | R 1.50 |
| Internet Banking Fee | Free |
| Travel Insurance | Basic Travel Insurance cover whenever international return travel tickets are purchased with the option. |
| Card Protection | Lost card cover |
| Benefits | Purchase Protection which provides short term insurance protection against theft or accidental damage for 90 days from purchase date.Extended Warranty (Visa only) which automatically extends the original warranty on appliances purchased in South Africa for up to 24 months from the original date of purchase.24-hour Platinum line. |
